4201 Ritchie Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4201 Ritchie Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,828 sqft · built 2009
Lot Size0.152 acres (6,629 sqft)
OwnerIndividual Name on Record
Last Sale$179,800 (Sep 2020)
Tax Bill$2,094 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2-06-1-11-13-0-00118-00

Property Details

APN / Parcel Number

Primary APN2-06-1-11-13-0-00118-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area1,828 sqft Adjusted Area
1st Floor Area1,511 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area6,629 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide

Location & Zoning

Street Address4201 RITCHIE DR
CityOLIVE BRANCH
StateMS
Zip38654-6766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBETHEL PARK LOT 118
Legal Range006
Legal Township02S
Legal Section11
Legal SubdivisionBETHEL PARK
Legal Lot Number118
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract70721

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Sep 3, 2020Deed of Trust, Mortgage · FHA Mortgage
EVERETT FINANCIAL INC
Feb 10, 2021Deed of Trust, Mortgage · Commercial Mortgage
EVERETT FINANCIAL INC
Sep 3, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSISSIPPI HOME CORPORATION
Sep 3, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2020 · Amount on Record
Deed SaleSep 3, 2020 · Amount on Record
Prior SaleFeb 25, 2013 · Amount on Record
Deed Book / Page931 / 326
Prior Transfer DateFeb 9, 2013
Prior Transfer Doc000701/220
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3419 BIRDSONG FERRY RD, MEMPHIS, TN 38118-7274

Mortgage

Document Number005159/520
DateFeb 10, 2021
Book Page5159/520
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueSep 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3419 BIRDSONG FERRY RD, MEMPHIS, TN 38118-7274

Mortgage

Document Number0005034/12
DateSep 3, 2020
Book Page5034/12
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766

Mortgage

Document Number005159/536
DateFeb 10, 2021
Book Page5159/536
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term115 Months
DueAug 31, 2030

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressI201 RITCHIE DR, OLIVE BRANCH, MS 38654

Mortgage

Document Number005034/135
DateSep 3, 2020
Book Page5034/135
Lender
NameMISSISSIPPI HOME CORPORATION
TypeNon-Lending Institution
AddressJACKSON, MS 39202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 31, 2030

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 3, 2020
Property Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766
Document Number000931/326
Book / Page931 / 326
Map ReferenceMB 97 PG 34-37
Instrument DateAug 31, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4201 RITCHIE DR, 4201, OLIVE BRANCH, MS 38654-6766

Transferred To (Grantee/Buyer)

NameVerified Name
Address4201 RITCHIE DR, OLIVE BRANCH, MS 38654-6766

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,094.00 (+12.64%)$18,086 (+32.77%) Land $3,500 Building $14,586$180,858 (+32.77%) Land $35,000 Building $145,858
2023$1,859.00$13,622$136,215 Land $35,000 Building $101,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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