4177 Ritchie Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4177 Ritchie Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,957 sqft · built 2007
Lot Size0.152 acres (6,629 sqft)
OwnerIndividual Name on Record
Tax Bill$1,922 (2025)
Deeds & MortgagesMar 2018 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-06-1-11-13-0-00120-00

Property Details

APN / Parcel Number

Primary APN2-06-1-11-13-0-00120-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,957 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area6,629 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Patio Area133 sqft

Location & Zoning

Street Address4177 RITCHIE DR
CityOLIVE BRANCH
StateMS
Zip38654-6771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionBETHEL PARK LOT 120
Legal Range06
Legal Township02
Legal Section11
Legal SubdivisionBETHEL PARK
Legal Lot Number120
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract70721

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 6, 2018Deed, Transfer
NOT AVAILABLE, SADDKE CREEK TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2018
Deed SaleMar 6, 2018
Prior SaleNov 4, 2013
Deed Document NumberW00850-00110
Deed Book / Page850 / 110
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004502/150
DateMar 6, 2018
Book Page4502/150
InstrumentT04502-00150
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771

Mortgage

Document Number005156/490
DateFeb 8, 2021
Book Page5156/490
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term237 Months
DueNov 1, 2040

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771

Mortgage

Document Number005403/372
DateNov 22, 2021
Book Page5403/372
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionDESOTO MS
Recording DateMar 6, 2018
Property Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771
Document Number000850/110
Book / Page850 / 110
Map ReferencePB 97 PG 34
Instrument DateFeb 15, 2018
InstrumentW00850-00110
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, SADDKE CREEK TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5220 GARNER LN, 5220, SOUTHAVEN, MS 38672-6016

Transferred To (Grantee/Buyer)

NameVerified Name
Address4177 RITCHIE DR, OLIVE BRANCH, MS 38654-6771

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,922.00 (+16.34%)$19,192 (+34.15%) Land $3,500 Building $15,692$191,918 (+34.15%) Land $35,000 Building $156,918
2023$1,652.00$14,306$143,057 Land $35,000 Building $108,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2013–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people · EPA ID MS0170015
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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