DeSoto County property record for 4226 Ritchie Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,125 sqft · built 2010 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,380 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-1-11-13-0-00122-00 |
| Primary APN | 2-06-1-11-13-0-00122-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,125 sqft Adjusted Area |
| 1st Floor Area | 1,656 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 6,795 sqft (0.156 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Street Address | 4226 RITCHIE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-6745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BETHEL PARK LOT 122 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Subdivision | BETHEL PARK |
| Legal Lot Number | 122 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 70721 |
4226 Ritchie Dr is owned and occupied by an individual who acquired it in February 2024.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4226 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEXERA HOLDING LLC |
| Apr 8, 2019 | Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 |
| Deed Sale | Feb 20, 2024 |
| Prior Sale | Apr 8, 2019 · Amount on File |
| Deed Book / Page | 1024 / 2839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4226 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4226 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Document Number | 5660/82654 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 5660/82654 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 8, 2019 |
| Property Address | 4226 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Document Number | 000884/739 |
| Book / Page | 0884 / 739 |
| Map Reference | MB 97 PG 34-37 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3494 LINDSEY LN, 3494, SOUTHAVEN, MS 38672-9133 |
| Name | Verified Name |
|---|---|
| Address | 4226 RITCHIE DR, OLIVE BRANCH, MS 38654-6745 |
| Document Number | 0004704526 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 4704/526 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 4226 Ritchie Dr was $2,380.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,380.00 | $20,555 Land $3,500 Building $17,055 | $205,548 Land $35,000 Building $170,548 |
| 2023 | $2,082.00 | $15,255 | $152,551 Land $35,000 Building $117,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4226 Ritchie Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2013–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4226 Ritchie Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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