4201 Cedar Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4201 Cedar Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,192 sqft · built 1958
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,300 (Apr 2026)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023.008.02001010`

Property Details

APN / Parcel Number

Primary APN	`023.008.02001010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,192 sqft Living Area
1st Floor Area	3,192 sqft
Basement Area	2,660 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Masonry / Concrete Block
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	200 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	2,492 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	418 sqft
Patio Area	723 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4201 CEDAR DR
City	HIGH RIDGE
State	MO
Zip	63049-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	PT NW1/4
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Apr 1, 2026	Quit Claim Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY FINANCIAL SERVICES
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY FINANCIAL SERVICES
Jun 2, 2020	Quit Claim Deed, Transfer CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20268554
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0000008554
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660

Mortgage

Document Number	0000015083
Date	Jun 21, 2024
Instrument	2024R-015083

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Apr 1, 2026
Property Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Document Number	0000008555
Instrument Date	Mar 26, 2026
Instrument	20268555
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660

Mortgage

Document Number	0000008555,
Date	Apr 1, 2026
Instrument	20268555

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 1, 2026
Property Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Document Number	0000008554
Instrument Date	Mar 25, 2026
Instrument	20268554
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660

Mortgage

Document Number	0000008554,
Date	Apr 1, 2026
Instrument	20268554

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 23, 2021
Property Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Document Number	2021R007866
Instrument Date	Feb 19, 2021
Instrument	2021R-007866
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6950 BROWDY DRIVE, 6950, CEDAR CREEK, NE 68016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660

Mortgage

Document Number	2021R007867
Date	Feb 23, 2021
Instrument	2021R-007867

Lender

Name	FIRST INTEGRITY FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.6%
Max Rate At Change	5.6%
Index	1-Year CMT
Max Rate	9.5%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 23, 2021
Property Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Document Number	0000007866
Instrument Date	Feb 19, 2021
Instrument	2021R-007866
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6950 BROWDY DRIVE, CEDAR CREEK, NE 68016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660

Mortgage

Document Number	0000007867
Date	Feb 23, 2021
Instrument	2021R-007867

Lender

Name	FIRST INTEGRITY FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.6%
Max Rate At Change	5.6%
Index	1-Year CMT
Max Rate	9.5%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 2, 2020
Property Address	4201 CEDAR DR, HIGH RIDGE, MO 63049-2660
Document Number	0000018953
Instrument Date	May 26, 2020
Instrument	18953
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CHURCHILL TITLE SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4201 CEDAR DR HIGH RIDGE MO 630492660, HIGH RIDGE, MO 63049-2660

Mortgage

Document Number	18954
Date	Jun 2, 2020
Instrument	18954

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,100 (-) Land $1,900 Building $25,200	$142,700 (-) Land $10,200 Building $132,500
2025	$1,930.00 (+6.51%)	$27,100 (+7.97%) Land $1,900 Building $25,200	$142,700 (-) Land $10,200 Building $132,500
2024	$1,812.00 (+0.55%)		$142,700 (+7.7%) Land $10,200 Building $132,500
2023	$1,802.00	$25,100 Land $1,900 Building $23,200	$132,500 Land $10,200 Building $122,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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