4198 Cedar Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4198 Cedar Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1960
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (May 2021)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-3.0-08.0-2-001-017.01`

Property Details

APN / Parcel Number

Primary APN	`02-3.0-08.0-2-001-017.01`

Interior

Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	312 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	4198 CEDAR DR
City	HIGH RIDGE
State	MO
Zip	63049-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAKS LOT 2
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Subdivision	WHITE OAKS
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4198 CEDAR DR, HIGH RIDGE, MO 63049-2677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit NATIONSTAR MORTGAGE LLC
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Deed Document Number	202120971
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4198 CEDAR DR, HIGH RIDGE, MO 63049-2677
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 CEDAR DR, HIGH RIDGE, MO 63049-2677

Mortgage

Document Number	0000009015
Date	Mar 17, 2022
Instrument	2022R-009015

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 12, 2021
Property Address	4198 CEDAR DR, HIGH RIDGE, MO 63049-2677
Document Number	2021R020971
Map Reference	MB 9 PG 20B
Instrument Date	May 10, 2021
Instrument	2021R-020971
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 VALLEY VIEW DR, 23, FENTON, MO 63026-4961

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4198 CEDAR DR, HIGH RIDGE, MO 63049-2677

Mortgage

Document Number	2021R020972
Date	May 12, 2021
Instrument	2021R-020972

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,100 (-) Land $1,900 Building $32,200	$179,500 (-) Land $10,200 Building $169,300
2025	$2,428.00 (+7.34%)	$34,100 (+8.25%) Land $1,900 Building $32,200
2024			$179,500 (+8.07%) Land $10,200 Building $169,300
2023	$2,262.00	$31,500 Land $1,900 Building $29,600	$166,100 Land $10,200 Building $155,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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