2104 Cedar Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 2104 Cedar Dr, High Ridge, MO 63049 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,820 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$80,695 (Oct 2020)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023.008.02001012`

Property Details

APN / Parcel Number

Primary APN	`023.008.02001012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2104 CEDAR DR
City	HIGH RIDGE
State	MO
Zip	63049-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1014
Census Tract	700211

Owner

Source: Jefferson County records · APN 023.008.02001012

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2104 CEDAR DR, HIGH RIDGE, MO 63049-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2020	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jul 03, 2013 · Amount on Record
Deed Document Number	202041082
Prior Transfer Date	Oct 21, 2020
Prior Transfer Doc	0000041082
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 02, 2026
Property Address	2104 CEDAR DR, HIGH RIDGE, MO 63049-2658
Document Number	0000017898
Instrument Date	May 26, 2026
Instrument	202617898
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 CEDAR DR, HIGH RIDGE, MO 63049-2658

Mortgage

Document Number	0000017898,
Date	Jul 02, 2026
Instrument	202617898

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2066

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2104 CEDAR DR, HIGH RIDGE, MO 63049-2658
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031854
Date	Sep 29, 2022
Instrument	2022R-031854

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 29, 2020
Property Address	2104 CEDAR DR, HIGH RIDGE, MO 63049-2658
Document Number	0000041082
Instrument Date	Oct 21, 2020
Instrument	41082
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 CEDAR DR HIGH RIDGE MO 630492658, HIGH RIDGE, MO 63049-2658

Mortgage

Document Number	41083
Date	Oct 29, 2020
Instrument	41083

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2045

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 (+7.64%)	$19,000 (+8.57%) Land $1,900 Building $17,100	$100,000 (-) Land $10,200 Building $89,800
2024			$100,000 (+8.11%) Land $10,200 Building $89,800
2023	$1,257.00	$17,500 Land $1,900 Building $15,600	$92,500 Land $10,200 Building $82,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997002111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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