4201 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4201 Capitola Rd, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,226 sqft · built 2020
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,717 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`034-121-42`

Property Details

APN / Parcel Number

Primary APN	`034-121-42`
Alternative APN	`034-121-42-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,226 sqft Living Area
Gross Area	2,515 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	289 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4201 CAPITOLA RD
City	CAPITOLA
State	CA
Zip	95010-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA HEIGHTS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2007
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34409 TORREY PINE LN, UNION CITY, CA 94587-8063
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Jun 21, 2018	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
May 20, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 21, 2021	Grant Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Jul 31, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 20, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 20, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 12, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 12, 2010
Transfer Doc	0000042600
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34409 TORREY PINE LN, UNION CITY, CA 94587-8063

Mortgage

Document Number	0000032131
Date	Dec 5, 2022
Instrument	2022-0032131

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018839
Date	Jun 21, 2018
Instrument	2018-0018839

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 20, 2021
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000028605
Map Reference	VOL 13 PG 31
Instrument Date	Apr 28, 2021
Instrument	2021-0028605
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 21, 2021
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000048172
Map Reference	VOL 13 PG 31
Instrument Date	Feb 22, 2021
Instrument	2021-0048172
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ELEVATED TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34409 TORREY PINE LN, UNION CITY, CA 94587-8063

Mortgage

Document Number	0000048173
Date	Sep 21, 2021
Instrument	2021-0048173

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 31, 2018
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000023405
Instrument Date	Jul 13, 2018
Instrument	23405
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39488 STEPHEN PL FREMONT CA 94539, FREMONT, CA 94539

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2018
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000011861
Instrument Date	Apr 3, 2018
Instrument	11861
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	39488 STEVENSON P1 #100 FREMONT CA 94539, 100, FREMONT, CA 94539

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2018
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000011860
Instrument Date	Apr 3, 2018
Instrument	11860
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39488 STEVENSON P1 #100 FREMONT CA 94539, 100, FREMONT, CA 94539

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2018
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000011862
Instrument Date	Apr 2, 2018
Instrument	11862
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3948 STEVENSON P1 #100 FREMONT CA 94539, 100, FREMONT, CA 94539

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 12, 2017
Property Address	4201 CAPITOLA RD, CAPITOLA, CA 95010-3515
Document Number	0000015714
Instrument Date	Apr 24, 2017
Instrument	15714
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39488 STEVENSON PL #100 FREMONT CA 945393085, 100, FREMONT, CA 94539-3085

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,882 (+2%) Land $352,360 Building $483,522
2025	$10,717.00 (+1%)	$819,494 (+4.04%) Land $345,452 Building $474,042
2023	$9,743.00 (+12.19%)	$787,672 Land $332,038 Building $455,634	$2,051,010
2022	$8,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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