4055 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4055 Capitola Rd, Capitola, CA 95010

Property Summary

Property Type	Bank, Financial Building
Details	6,976 sqft · built 1968
Lot Size	0.684 acres (29,795 sqft)
Owner	Company Name on File
Tax Bill	$40,690 (2025)
Flood Zone	Zone X (minimal risk)
APN	`034-261-14`

Property Details

APN / Parcel Number

Primary APN	`034-261-14`
Alternative APN	`034-261-14-000`

Interior

Stories	2 Stories
Building Area	6,976 sqft Gross Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	29,795 sqft (0.684 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4055 CAPITOLA RD
City	CAPITOLA
State	CA
Zip	95010-2510
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121702

Owner

Source: Santa Cruz County records · APN 034-261-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2900 RESEARCH PARK DR, SANTA CRUZ, CA 95063
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 05, 2012
Transfer Doc	0000055706
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$3,537,122 (+2%) Land $2,210,825 Building $1,326,297
2025	$40,690.00 (+6.76%)	$3,467,767 (+4.04%) Land $2,167,476 Building $1,300,291
2023	$38,113.00 (+3%)	$3,333,109 Land $2,083,310 Building $1,249,799
2022	$37,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Cruzio Internet, Surfnet Communications.

Based on FCC filings for 484 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.