3820 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 3820 Capitola Rd, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Bank, Financial Building
Details	3,178 sqft · built 2005
Lot Size	0.402 acres (17,511 sqft)
Owner	Company Name on File
Tax Bill	$22,664 (2025)
Flood Zone	Zone X (minimal risk)
APN	`034-151-16`

Property Details

APN / Parcel Number

Primary APN	`034-151-16`
Alternative APN	`034-151-16-000`

Interior

Stories	1 Story
Building Area	3,178 sqft Gross Area
1st Floor Area	3,178 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Tar & Gravel
Lot Area	17,511 sqft (0.402 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3820 CAPITOLA RD
City	CAPITOLA
State	CA
Zip	95010-2512
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	121702

Owner

Source: Santa Cruz County records · APN 034-151-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 5155, SAN RAMON, CA 94583-5155
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,644,872 (-4.8%) Land $955,087 Building $689,785
2025	$22,664.00 (+17.65%)	$1,727,726 (+4.04%) Land $616,690 Building $1,111,036
2023	$19,264.00 (-3.34%)	$1,660,637 Land $592,744 Building $1,067,893
2022	$19,930.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Surfnet Communications, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.