Sacramento County property record for 4200 E Commerce Way, Unit 414, Sacramento, CA 95834
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 958 sqft · built 2004 |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jan 2019) |
| Tax Bill | $3,124 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 225-2030-001-0028 |
| Primary APN | 225-2030-001-0028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 958 sqft Living Area |
| 1st Floor Area | 958 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4200 E COMMERCE WAY, 414 |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95834-9643 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC-40-PUD |
| Legal Description | BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 4 UNIT 414 |
| Legal Subdivision | BELLA ROSE CONDO |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7027 |
4200 E Commerce Way, Unit 414 is owned and occupied by an individual who bought it in January 2019.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4200 E COMMERCE WAY, 414, SACRAMENTO, CA 95834-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 30, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on File |
| Deed Sale | Jan 30, 2019 · Amount on File |
| Prior Sale | Aug 18, 2016 · Amount on File |
| Deed Book / Page | 20190130 / 856 |
| Prior Transfer Date | Feb 13, 2009 |
| Prior Transfer Doc | 0000001391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4200 E COMMERCE WAY UNIT 414, 414, SACRAMENTO, CA 95834-9643 |
| Document Number | 2101251102 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4200 E COMMERCE WAY #414 SACRAMENTO CA 958349643, 414, SACRAMENTO, CA 95834-9643 |
| Document Number | 2101251102 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2101251102 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 30, 2019 |
| Property Address | 4200 E COMMERCE WAY UNIT 414, 414, SACRAMENTO, CA 95834-9643 |
| Document Number | 1901300856 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 1901300856 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4200 E COMMERCE WAY #414 SACRAMENTO CA 958349643, 414, SACRAMENTO, CA 95834-9643 |
| Document Number | 1901300857 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 1901300857 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2049 |
The 2025 property tax bill for 4200 E Commerce Way, Unit 414 was $3,124, down 3.7% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Natomas Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $233,249 (+2%) Land $56,889 Building $176,360 | |
| 2025 | $3,124.00 (-3.7%) | $228,676 Land $55,774 Building $172,902 |
| 2024 | $3,244.00 (+5.46%) | |
| 2023 | $3,076.00 (+1.89%) | $219,798 Land $53,609 Building $166,189 |
| 2022 | $3,019.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4200 E Commerce Way, Unit 414 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4200 E Commerce Way, Unit 414 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
May also be available: DigitalPath, T-Mobile, Zeta Broadband.
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