4200 E Commerce Way, Unit 413, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 413, Sacramento, CA 95834

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 958 sqft · built 2005
Owner	Individual Name on File
Last Sale	$307,500 (Jun 2025)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Jul 2018 Sale + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-2030-001-0027`

Property Details

APN / Parcel Number

Primary APN	`225-2030-001-0027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4200 E COMMERCE WAY, 413
City	SACRAMENTO
State	CA
Zip	95834-9638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-40-PUD
Legal Description	BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 4 UNIT 413
Legal Subdivision	BELLA ROSE CONDO
Legal Lot Number	277
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7027

Owner

4200 E Commerce Way, Unit 413 is owned by an individual who bought it in June 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2276 STANSFIELD DR, ROSEVILLE, CA 95747-9566
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG
Jul 9, 2018	Grant Deed, Transfer OS NATIONAL LLC
Jul 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC
Jul 25, 2018	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025 · Amount on File
Deed Sale	Jun 17, 2025 · Amount on File
Prior Sale	Feb 11, 2019 · Amount on File
Deed Book / Page	20250617 / 760
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	7250000001186
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 11, 2019
Property Address	4200 E COMMERCE WAY UNIT 413, 413, SACRAMENTO, CA 95834-9638
Document Number	1902110571
Instrument Date	Feb 8, 2019
Instrument	1902110571
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4200 E COMMERCE WAY #413 SACRAMENTO CA 958349638, 413, SACRAMENTO, CA 95834-9638

Mortgage

Document Number	1902110572
Date	Feb 11, 2019
Instrument	1902110572

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 9, 2018
Property Address	4200 E COMMERCE WAY UNIT 413, 413, SACRAMENTO, CA 95834-9638
Document Number	1807090969
Instrument Date	Jun 21, 2018
Instrument	1807090969
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 9, 2018
Property Address	4200 E COMMERCE WAY UNIT 413, 413, SACRAMENTO, CA 95834-9638
Document Number	1807090972
Instrument Date	Jun 21, 2018
Instrument	1807090972
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 25, 2018
Property Address	4200 E COMMERCE WAY UNIT 413, 413, SACRAMENTO, CA 95834-9638
Document Number	1807251186
Instrument Date	Jun 21, 2018
Instrument	1807251186
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 413 was $2,907, down 3.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$313,650 (+49.56%) Land $76,500 Building $237,150
2025	$2,907.00 (-3.65%)	$209,714 Land $55,774 Building $153,940
2024	$3,017.00 (+5.42%)
2023	$2,862.00 (+1.89%)	$201,572 Land $53,609 Building $147,963
2022	$2,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 E Commerce Way, Unit 413 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4200 E Commerce Way, Unit 413 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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