4200 E Commerce Way, Unit 411, Sacramento, CA 95834 Property Records

Sacramento County property record for 4200 E Commerce Way, Unit 411, Sacramento, CA 95834

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 958 sqft · built 2004
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2024)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-2030-001-0025`

Property Details

APN / Parcel Number

Primary APN	`225-2030-001-0025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4200 E COMMERCE WAY, 411
City	SACRAMENTO
State	CA
Zip	95834-9638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC-40-PUD
Legal Description	BELLA ROSE CONDO PLAN BK 20040729/1239PCL 1 PM 177-17, BLDG 4 UNIT 411
Legal Subdivision	BELLA ROSE CONDO
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7027

Owner

4200 E Commerce Way, Unit 411 is owned by an individual who bought it in August 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4200 E COMMERCE WAY, 411, SACRAMENTO, CA 95834-9638
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Apr 6, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 6, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Book / Page	20240812 / 738
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	4060000001394
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4200 E COMMERCE WAY UNIT 411, 411, SACRAMENTO, CA 95834-9638
Document Number	2006031435
Instrument Date	May 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4200 E COMMERCE WAY #411 SACRAMENTO CA 958349638, 411, SACRAMENTO, CA 95834-9638

Mortgage

Document Number	2006031435
Date	Jun 3, 2020
Instrument	2006031435

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2018
Property Address	4200 E COMMERCE WAY UNIT 411, 411, SACRAMENTO, CA 95834-9638
Document Number	1804061394
Instrument Date	Apr 5, 2018
Instrument	1804061394
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4200 E COMMERCE WAY #411 SACRAMENTO CA 958349638, 411, SACRAMENTO, CA 95834-9638

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2018
Property Address	4200 E COMMERCE WAY UNIT 411, 411, SACRAMENTO, CA 95834-9638
Document Number	1804061395
Instrument Date	Mar 16, 2018
Instrument	1804061395
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 E COMMERCE WAY #411 SACRAMENTO CA 958349638, 411, SACRAMENTO, CA 95834-9638

Mortgage

Document Number	1804061396
Date	Apr 6, 2018
Instrument	1804061396

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4200 E Commerce Way, Unit 411 was $4,144, up 36.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,500 (+2%) Land $76,500 Building $255,000
2025	$4,144.00 (+36.9%)	$325,000 Land $75,000 Building $250,000
2024	$3,027.00 (+5.43%)
2023	$2,871.00 (+1.88%)	$202,322 Land $49,213 Building $153,109
2022	$2,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4200 E Commerce Way, Unit 411 in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4200 E Commerce Way, Unit 411 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, T-Mobile, Zeta Broadband.

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