420 William St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 420 William St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,273 sqft · built 2009
Lot Size	0.176 acres (7,645 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Jun 2026)
Tax Bill	$16,846 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00074-0000-00016-02`

Property Details

APN / Parcel Number

Primary APN	`18-00074-0000-00016-02`
Alternative APN	`18000740000000160002`

Interior

Stories	2 Stories
Building Area	2,273 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	7,645 sqft (0.176 acres)
Lot Dimensions	147 ft deep x 52 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	420 WILLIAM ST
City	SOMERVILLE
State	NJ
Zip	08876-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GAIR
Legal Block	74
Legal Lot Number	16.2
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3012
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 9, 2019	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Sep 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	202618318
Deed Book / Page	7689 / 1420
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 30, 2026
Property Address	420 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Document Number	0000018318
Book / Page	7689 / 1420
Instrument Date	Jun 16, 2026
Instrument	202618318
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	PROVIDENCE ABSTRACT LP, PROVIDENCE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 WILLIAM ST, SOMERVILLE, NJ 08876-2020

Mortgage

Document Number	0000018319,
Date	Jun 30, 2026
Instrument	202618319

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 9, 2019
Property Address	420 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Document Number	0000038495
Book / Page	7157 / 3490
Instrument Date	Oct 1, 2019
Instrument	2019038495
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 VAN CLEEF DR, 25, WHITEHOUSE STATION, NJ 08889-3745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 WILLIAM ST, SOMERVILLE, NJ 08876-2020

Mortgage

Document Number	0000038496
Date	Oct 9, 2019
Instrument	2019038496

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	420 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Document Number	0000035034
Instrument Date	Sep 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 WILLIAM ST SOMERVILLE NJ 088762020, SOMERVILLE, NJ 08876-2020

Mortgage

Document Number	0000035034
Date	Sep 14, 2018
Book Page	007071/000565
Instrument	35034

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Sep 13, 2031

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,000 (-) Land $132,600 Building $280,400	$413,000 (-) Land $132,600 Building $280,400
2025	$16,846.00 (+3.19%)	$413,000 (-) Land $132,600 Building $280,400	$413,000 (-) Land $132,600 Building $280,400
2024	$16,326.00 (+5.11%)
2023		$413,000 Land $132,600 Building $280,400	$413,000 Land $132,600 Building $280,400
2022	$15,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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