Somerset County and Somerville Borough property record for 406 William St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,068 sqft · built 1936 |
| Lot Size | 0.322 acres (14,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Jul 2006) |
| Tax Bill | $10,487 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00074-0000-00014 |
| Primary APN | 18-00074-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,068 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Frame |
| Lot Area | 14,018 sqft (0.322 acres) |
| Lot Dimensions | 146 ft deep x 96 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 406 WILLIAM ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROSS ADD/VLG/SOMERVILLE |
| Legal Block | 74 |
| Legal Lot Number | 14 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50300 |
406 William St is owned and occupied by an individual who bought it in July 2006.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 WILLIAM ST, SOMERVILLE, NJ 08876-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2006 · Amount on File |
| Deed Sale | Jul 17, 2006 · Amount on File |
| Deed Book / Page | 5917 / 2246 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 406 William St was $10,487, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,100 (-) Land $147,200 Building $109,900 | $257,100 (-) Land $147,200 Building $109,900 | |
| 2025 | $10,487.00 (+3.19%) | $257,100 Land $147,200 Building $109,900 | $257,100 Land $147,200 Building $109,900 |
| 2024 | $10,163.00 | ||
| 2023 | $257,100 Land $147,200 Building $109,900 | $257,100 Land $147,200 Building $109,900 | |
| 2022 | $9,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 William St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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