416 William St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 416 William St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	2,513 sqft · built 2009
Lot Size	0.182 acres (7,937 sqft)
Owner	Individual Name on File
Last Sale	$499,900 (Apr 2019)
Tax Bill	$17,911 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00074-0000-00016-01`

Property Details

APN / Parcel Number

Primary APN	`18-00074-0000-00016-01`
Alternative APNs	`18000740000000160001` `1800074000000016`

Interior

Stories	2 Stories
Building Area	2,513 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	7,937 sqft (0.182 acres)
Lot Dimensions	147 ft deep x 54 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800074000000016
Street Address	416 WILLIAM ST
City	SOMERVILLE
State	NJ
Zip	08876-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUMMERVILLE
Legal Block	74
Legal Lot Number	16.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3012
Census Tract	50300

Owner

416 William St is owned and occupied by an individual who bought it in April 2019.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	416 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
Apr 2, 2019	Deed, Transfer · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Feb 5, 2016 · Amount on File
Deed Document Number	201910775
Deed Book / Page	7108 / 2930
Prior Transfer Date	Jan 21, 2015
Prior Transfer Doc	0000004758
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	416 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032056
Date	Jul 24, 2020
Book Page	7230/3836
Instrument	2020032056

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 2, 2019
Property Address	416 WILLIAM ST, SOMERVILLE, NJ 08876-2020
Document Number	0000010775
Book / Page	7108 / 2930
Map Reference	MB 6021 PG 2435
Instrument Date	Feb 28, 2019
Instrument	2019010775
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 WILLIAM ST, 416, SOMERVILLE, NJ 08876-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 WILLIAM ST, SOMERVILLE, NJ 08876-2020

Mortgage

Document Number	0000010776
Date	Apr 2, 2019
Instrument	2019010776

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 416 William St was $17,911, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,100 (-) Land $133,400 Building $305,700	$439,100 (-) Land $133,400 Building $305,700
2025	$17,911.00 (+3.19%)	$439,100 Land $133,400 Building $305,700	$439,100 Land $133,400 Building $305,700
2024	$17,357.00
2023		$439,100 Land $133,400 Building $305,700	$439,100 Land $133,400 Building $305,700
2022	$16,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 William St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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