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420 Smithton Blvd, O Fallon, MO 63368 Property Records

St. Charles County property record for 420 Smithton Blvd, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,589 sqft · built 2023
Lot Size0.187 acres (8,150 sqft)
Owner2 Individual Names on Record
Last Sale$583,460 (Mar 2024)
Tax Bill$7,344 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNT232000225

Property Details

APN / Parcel Number

Primary APNT232000225
Alternative APN
  • 4-0068-D263-00-0315.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,589 sqft Living Area
Gross Area4,381 sqft
Basement Area1,792 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBi-Level
Lot Area8,150 sqft (0.187 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT232000225
Street Address420 SMITHTON BLVD
CityO FALLON
StateMO
Zip63368-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTREETS OF CALEDONIA #7 LOT 315
Legal SubdivisionSTREETS OF CALEDONIA #7
Legal Lot Number315
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2010
Census Tract312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 SMITHTON BLVD, O FALLON, MO 63368-2312
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
US WIDE FINANCIAL LLC
Mar 21, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
US WIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2024 · Amount on Record
Deed SaleMar 21, 2024 · Amount on Record
Deed Document Number202410659
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address420 SMITHTON BLVD, O FALLON, MO 63368-2312
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number0000012584
DateMar 19, 2026
Instrument2026R-012584
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 21, 2024
Property Address420 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number0000010659
Map ReferenceDOC 2022R-039999
Instrument DateMar 11, 2024
Instrument2024R-010659
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 4, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address420 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number0000010660
DateMar 21, 2024
Instrument2024R-010660
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,857 (-)$583,460 (-) Land $70,000 Building $513,460
2025$7,344.00 (+24.39%)$110,857 (+733.51%)$583,460 (+733.51%) Land $70,000 Building $513,460
2024$5,904.00
2023$13,300$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: Gateway Fiber, i3 Broadband, Sparklight, T-Mobile.

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