416 Smithton Blvd, O Fallon, MO 63368 Property Records

St. Charles County property record for 416 Smithton Blvd, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,578 sqft · built 2022
Lot Size	0.186 acres (8,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$601,597 (Dec 2023)
Tax Bill	$7,546 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T232000223`

Property Details

APN / Parcel Number

Primary APN	`T232000223`
Alternative APN	`4-0068-D263-00-0313.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,578 sqft Living Area
Gross Area	4,652 sqft
Basement Area	1,480 sqft
Finished Basement	1,406 sqft
Unfinished Basement	74 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,111 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T232000223
Street Address	416 SMITHTON BLVD
City	O FALLON
State	MO
Zip	63368-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #7 LOT 313
Legal Subdivision	STREETS OF CALEDONIA #7
Legal Lot Number	313
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 SMITHTON BLVD, O FALLON, MO 63368-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 7, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Apr 4, 2023	Special Warranty Deed, Transfer STEWART TITLE/CALDWELL, STC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	202349862
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	416 SMITHTON BLVD, O FALLON, MO 63368-2312
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number	0000052361
Date	Nov 20, 2025
Instrument	2025R-052361

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2023
Property Address	416 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number	0000049862
Map Reference	DOC 2022R-039999
Instrument Date	Nov 8, 2023
Instrument	2023R-049862
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD, ERLANGER, KY 41018-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	416 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number	0000049863
Date	Dec 7, 2023
Instrument	2023R-049863

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2023
Property Address	416 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number	0000012622
Map Reference	DOC 2022R-039999
Instrument Date	Mar 31, 2023
Instrument	2023R-012622
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10411 BAUR BLVD, SAINT LOUIS, MO 63132-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,923 (-)	$599,597 (-) Land $70,000 Building $529,597
2025	$7,546.00	$113,923 (+756.56%)	$599,597 (+756.57%) Land $70,000 Building $529,597
2023		$13,300	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber, i3 Broadband, Sparklight, T-Mobile.

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