418 Smithton Blvd, O Fallon, MO 63368 Property Records

St. Charles County property record for 418 Smithton Blvd, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,576 sqft · built 2023
Lot Size	0.187 acres (8,133 sqft)
Owner	Individual Name on Record
Last Sale	$658,293 (Jul 2024)
Tax Bill	$8,155 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T232000224`

Property Details

APN / Parcel Number

Primary APN	`T232000224`
Alternative APN	`4-0068-D263-00-0314.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	4,368 sqft
Basement Area	1,792 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Lot Area	8,133 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T232000224
Street Address	418 SMITHTON BLVD
City	O FALLON
State	MO
Zip	63368-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #7 LOT 314
Legal Subdivision	STREETS OF CALEDONIA #7
Legal Lot Number	314
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 SMITHTON BLVD, O FALLON, MO 63368-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 16, 2023	Correction Deed
Feb 16, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Aug 16, 2023
Deed Document Number	202430162
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2026
Property Address	418 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number	0000019570
Instrument Date	Apr 21, 2026
Instrument	202619570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number	0000019570,
Date	Apr 28, 2026
Instrument	202619570

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 16, 2023
Property Address	418 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number	0000033022
Map Reference	DOC 2022R-039999
Instrument Date	Aug 16, 2023
Instrument	2023R-033022
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVDB, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BIVD #400 # 400, 400, ERLANGER, KY 41018
Investor	Possibly a Property Investor

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 16, 2023
Property Address	418 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number	0000005827
Map Reference	DOC 2022R-039999
Instrument Date	Feb 13, 2023
Instrument	2023R-005827
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVDB, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,519 (+1.09%)	$655,364 (+1.09%) Land $70,000 Building $585,364
2025	$8,155.00 (+101.46%)	$123,176	$648,293 Land $70,000 Building $578,293
2024	$4,048.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber, i3 Broadband, Sparklight, T-Mobile.

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