420 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 420 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3,407 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jun 2021)
Tax Bill	$9,508 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`412650 763A23`

Property Details

APN / Parcel Number

Primary APN	`412650 763A23`
Alternative APN	`50940010867`

Interior

Stories	1 Story
Building Area	3,407 sqft Living Area
Gross Area	3,871 sqft
1st Floor Area	3,407 sqft

Exterior

Year Built	Built 2007
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 72 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Enclosed Porch
Deck Area	747 sqft

Location & Zoning

Account Number	412650 763A23
Street Address	420 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSE CREEK ESTATES LOT 76
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Lot Number	76
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10108

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 SADDLEBROOK LN, NAPLES, FL 34110-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Mar 8, 2005 · Amount on Record
Deed Document Number	6072020
Deed Book / Page	5959 / 1391
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 4, 2021
Property Address	420 SADDLEBROOK LN, NAPLES, FL 34110-1374
Document Number	0059591391
Book / Page	5959 / 1391
Map Reference	MB 41 PG 74-81
Instrument Date	Jun 2, 2021
Instrument	6072020
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 OAKLAND HILLS DR, 109, NAPLES, FL 34113-7436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 SADDLEBROOK LN, NAPLES, FL 34110-1374

Mortgage

Document Number	0059591393
Date	Jun 4, 2021
Instrument	5959/1393

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,508.00 (+3.17%) Homeowner's exemption	$954,667 (+5.99%)	$1,072,363 (+8.41%) Land $456,433 Building $615,930
2023	$9,216.00 (+3%) Homeowner's exemption	$900,740 (+4.31%)	$989,202 (+14.56%) Land $337,594 Building $651,608
2022	$8,948.00 Homeowner's exemption	$863,501 Land $184,324 Building $679,177	$863,501 Land $184,324 Building $679,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Summit Broadband.

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