419 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 419 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3,407 sqft · built 2007
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Oct 2021)
Tax Bill	$11,191 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`412650 213A23`

Property Details

APN / Parcel Number

Primary APN	`412650 213A23`
Alternative APN	`50940009768`

Interior

Stories	1 Story
Building Area	3,407 sqft Living Area
1st Floor Area	3,407 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Pool Area	260 sqft
Deck Area	188 sqft

Location & Zoning

Street Address	419 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	HORSE CREEK ESTATES LOT 21
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Block	1
Legal Lot Number	21
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 SADDLEBROOK LN, NAPLES, FL 34110-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONVILLE
May 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	20216143387
Deed Book / Page	6026 / 3386
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0057592555
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	419 SADDLEBROOK LN, NAPLES, FL 34110-1379
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060481757
Date	Dec 1, 2021
Book Page	6048/1757
Instrument	6166153

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.47%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.47%
Index	Other
Margin	3
Max Rate	7.47%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 14, 2021
Property Address	419 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0060263386
Book / Page	6026 / 3386
Map Reference	MB 41 PG 74-81
Instrument Date	Oct 4, 2021
Instrument	6143387
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$8,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 BLIND SAMS CV, 57, WAYNESVILLE, NC 28785-6341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MINERAL SPRING RD, MILLSTONE TOWNSHIP, NJ 08510-8756

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	419 SADDLEBROOK LN, NAPLES, FL 34110-1379
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054483436
Date	Nov 15, 2017
Book Page	5448/3436
Instrument	5470787

Lender

Name	THE FIRST NATIONAL BANK OF HEBBRONVILLE
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 6, 2020
Property Address	419 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0057592555
Book / Page	005759 / 002555
Instrument Date	May 5, 2020
Instrument	5863275
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	419 SADDLEBROOK LN NAPLES FL 341101379, NAPLES, FL 34110-1379

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,091 (-11.49%) Land $398,231 Building $558,860	$957,091 (-11.49%) Land $398,231 Building $558,860
2025	$11,191.00 (+1.62%)	$1,081,282 (+8.47%) Land $471,789 Building $609,493	$1,081,282 (+8.47%) Land $471,789 Building $609,493
2024	$11,013.00 (+3.6%)
2023	$10,630.00 (-3.97%)	$996,824 (-2.72%) Land $348,952 Building $647,872	$996,824 (-2.72%) Land $348,952 Building $647,872
2022	$11,070.00	$1,024,646 Land $335,945 Building $688,701	$1,024,646 Land $335,945 Building $688,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Summit Broadband.

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