403 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 403 Saddlebrook Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,483 sqft · built 2006
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Oct 2023)
Tax Bill	$4,385 (2025)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`412650 253A23`

Property Details

APN / Parcel Number

Primary APN	`412650 253A23`
Alternative APN	`50940009849`

Interior

Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	2,483 sqft

Exterior

Year Built	Built 2006
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	155 ft deep x 94 ft wide
Pool Area	312 sqft
Porch	Enclosed Porch
Deck Area	392 sqft

Location & Zoning

Account Number	412650 253A23
Street Address	403 SADDLEBROOK LN
City	NAPLES
State	FL
Zip	34110-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSE CREEK ESTATES LOT 25
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	HORSE CREEK ESTATES
Legal Tract	412650
Legal Lot Number	25
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10108

Owner

Source: Collier County records · APN 412650 253A23

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	403 SADDLEBROOK LN, NAPLES, FL 34110-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	6466997
Deed Book / Page	6298 / 1649
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 20, 2023
Property Address	403 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number	0062981649
Book / Page	6298 / 1649
Map Reference	MB 41 PG 74-81
Instrument Date	Oct 19, 2023
Instrument	6466997
Transaction Type	Transfer
Record Updated	Nov 07, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 755, OSPREY, FL 34229-0755

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 SADDLEBROOK LN, NAPLES, FL 34110-1379

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,385.00 (-41.4%) Homeowner's exemption	$447,873 (-39.01%)	$957,330 (+12.17%) Land $508,983 Building $448,347
2023	$7,483.00 (+1.74%) Homeowner's exemption	$734,342 (+3%)	$853,480 (+19.71%) Land $376,462 Building $477,018
2022	$7,355.00 Homeowner's exemption	$712,953 Land $205,592 Building $507,361	$712,953 Land $205,592 Building $507,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Orlando Telephone Company.

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.