St. Louis County property record for 420 S Ugstad Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,738 sqft · built 2013 |
| Lot Size | 19 acres (827,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Oct 2019) |
| Tax Bill | $8,000 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0240-00770 |
| Primary APN | 185-0240-00770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Gross Area |
| 1st Floor Area | 1,738 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 827,640 sqft (19 acres) |
| Garage Area | 2,648 sqft |
| Deck Area | 308 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1079581 |
|---|---|
| Street Address | 420 S UGSTAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF NW1/4 OF NW1/4 EX 1 AC AT NWCORNER SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 15 |
| Legal Subdivision | UNITED STATES GOVERNMENT SURVEY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 S UGSTAD RD, DULUTH, MN 55810-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIKING BANK NA |
| Oct 21, 2019 | Warranty Deed, Transfer · Line of Credit PARK ST BK |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARK ST BK |
| Jan 10, 2018 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Jan 10, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage REBECCA R JOHNSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2018 · Amount on Record |
| Deed Document Number | 20191365823 |
| Prior Transfer Date | Dec 15, 2017 |
| Prior Transfer Doc | 00A1325726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 420 S UGSTAD RD, DULUTH, MN 55810-2443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001414420 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 1414420 |
| Name | VIKING BANK NA |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, MN 56308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 21, 2019 |
| Property Address | 420 S UGSTAD RD, DULUTH, MN 55810-2443 |
| Document Number | 00A1365823 |
| Instrument Date | Oct 14, 2019 |
| Instrument | A1365823 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 S UGSTAD RD PROCTOR MN 558102443, PROCTOR, MN 55810-2443 |
| Document Number | A1365826 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | A1365826 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 20, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | A1365824, |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | A1365824 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 20, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 420 S UGSTAD RD, DULUTH, MN 55810-2443 |
| Document Number | 00A1367187 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 S UGSTAD RD PROCTOR MN 558102443, PROCTOR, MN 55810-2443 |
| Document Number | 00A1367187 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | A1367187 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 7, 2034 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 10, 2018 |
| Property Address | 420 S UGSTAD RD, DULUTH, MN 55810-2443 |
| Document Number | 00A1325726 |
| Instrument Date | Dec 15, 2017 |
| Instrument | A1325726 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 S UGSTAD RD PROCTOR MN 558102443, PROCTOR, MN 55810-2443 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 10, 2018 |
| Property Address | 420 S UGSTAD RD, DULUTH, MN 55810-2443 |
| Instrument Date | Dec 15, 2017 |
| Instrument | A1325727 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 S UGSTAD RD PROCTOR MN 558102443, PROCTOR, MN 55810-2443 |
| Document Number | 00A1325727 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | A1325727 |
| Name | REBECCA R JOHNSON |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 9, 2023 |
| Rate | 5% |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,000.00 (-6.04%) Homeowner's exemption | ||
| 2025 | $8,514.00 (+15.68%) Homeowner's exemption | $548,100 (-6.6%) Land $109,500 Building $438,600 | $548,100 (-6.6%) Land $109,500 Building $438,600 |
| 2024 | $7,360.00 | $586,800 (+27.59%) Land $103,300 Building $483,500 | $586,800 (+27.59%) Land $103,300 Building $483,500 |
| 2022 | $459,900 Land $88,000 Building $371,900 | $459,900 Land $88,000 Building $371,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures