St. Louis County property record for 510 S Ugstad Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1955 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,980 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0240-00786 |
| Primary APN | 185-0240-00786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Gross Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 598 sqft |
| Finished Basement | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,824 sqft |
| Deck Area | 484 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 86967 |
|---|---|
| Street Address | 510 S UGSTAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 OF N1/2 OF N1/2 OF SW1/4 OF NW1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 15 |
| Legal Subdivision | PROCTOR LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10100 |
510 S Ugstad Rd is owned and occupied by two individuals who acquired it in January 2023.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 S UGSTAD RD, DULUTH, MN 55810-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2023 |
| Transfer Doc | 0001461259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 510 S UGSTAD RD, DULUTH, MN 55810-2445 |
| Document Number | 00A1335006 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 510 S UGSTAD RD PROCTOR MN 558102445, PROCTOR, MN 55810-2445 |
| Document Number | 00A1335006 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | A1335006 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 510 S Ugstad Rd was $3,980 with a homeowner's exemption, down 2.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,980.00 (-2.31%) Homeowner's exemption | ||
| 2025 | $4,074.00 (+10.83%) Homeowner's exemption | $295,600 (-3.65%) Land $77,000 Building $218,600 | $295,600 (-3.65%) Land $77,000 Building $218,600 |
| 2024 | $3,676.00 | $306,800 Land $63,900 Building $242,900 | $306,800 Land $63,900 Building $242,900 |
| 2022 | $241,500 Land $54,600 Building $186,900 | $241,500 Land $54,600 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 510 S Ugstad Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 S Ugstad Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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