St. Louis County property record for 314 S Ugstad Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,480 sqft · built 1980 |
| Lot Size | 0.642 acres (27,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Aug 2008) |
| Tax Bill | $4,564 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0230-01810 |
| Primary APN | 185-0230-01810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Gross Area |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 27,987 sqft (0.642 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 870186 |
|---|---|
| Street Address | 314 S UGSTAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 3 FT OF LOT 4 AND ALL OF LOT 5 SERIAL # |
| Legal Subdivision | SCOTTS ADDITION TO PROCTOR KNOTT |
| Legal Block | 12 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0230-01810
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 S UGSTAD RD, DULUTH, MN 55810-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2008 · Amount on Record |
| Deed Sale | Aug 05, 2008 · Amount on Record |
| Deed Document Number | 2008856648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 29, 2026 |
| Property Address | 314 S UGSTAD RD, DULUTH, MN 55810-2441 |
| Document Number | 0001102975 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261102975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 314 S UGSTAD RD, DULUTH, MN 55810-2441 |
| Document Number | 0001102975, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20261102975 |
| Name | CENTRAL CITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,564.00 (+16.55%) Homeowner's exemption | ||
| 2025 | $3,916.00 (+11.5%) Homeowner's exemption | $333,400 (+12.48%) Land $40,300 Building $293,100 | $333,400 (+12.48%) Land $40,300 Building $293,100 |
| 2024 | $3,512.00 | $296,400 (+28.53%) Land $47,100 Building $249,300 | $296,400 (+28.53%) Land $47,100 Building $249,300 |
| 2022 | $230,600 Land $38,900 Building $191,700 | $230,600 Land $38,900 Building $191,700 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Proctor serves 3,099 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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