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420 Riverside Dr, Velva, ND 58790 Property Records

McHenry County property record for 420 Riverside Dr, Velva, ND 58790

Property Summary

Property TypeSingle Family Home
Lot Size0.94 acres (40,968 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jul 2022)
Tax Bill$3,659 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN55002611161001

Property Details

APN / Parcel Number

Primary APN55002611161001

Exterior

Lot Area40,968 sqft (0.94 acres)

Location & Zoning

CityGRELLAND
StateND
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWN: 000 SCT: 00 RNG: 000 SUB: 0055-0026 LOT: 10-11 VELVA-RIVERSIDE ADD LOTS 10 & 11
Legal SubdivisionVELVA-RIVERSIDE ADD
Legal Lot Number10 & 11
JurisdictionMCHENRY ND
Township / Civil DivisionVELVA
Census Block Group1
Census Block1139
Census Tract955900

Owner

420 Riverside Dr is owned by two individuals who bought it in July 2022.

Source: McHenry County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address420 RIVERSIDE DR, VELVA, ND 58790-7117
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2022 · Amount on File
Deed SaleJul 1, 2022 · Amount on File
Deed Document Number2022330766
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY ND
Recording DateJul 1, 2022
Property AddressND
Document Number0000330766
Instrument DateJun 29, 2022
Instrument330766
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyMCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address420 RIVERSIDE DR, VELVA, ND 58790-7117

Mortgage

Document Number0000330767
DateJul 1, 2022
Instrument330767
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 420 Riverside Dr was $3,659.

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyMcHenry County
MunicipalityVelva City
Unified School DistrictVelva Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,500 (-) Land $22,750 Building $153,750$353,000 (-) Land $45,500 Building $307,500
2025$3,659.00$176,500 Land $22,750 Building $153,750$353,000 Land $45,500 Building $307,500
2023$5,110.00$172,450 Land $18,700 Building $153,750$344,900 Land $37,400 Building $307,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Riverside Dr in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims30 (1979–2011)
Claims Outside the SFHA11 of 30
Most Recent ClaimJun 2011 · Flooding
Claims by Event
  • Flooding, Jun 2011 · 14 claims
  • Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Riverside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VELVA
serves 1,084 people · EPA ID ND2500964
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereNORTH PRAIRIE RWD-SYSTEM 1&2
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SRT
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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