412 Riverside Dr, Velva, ND 58790 Property Records

McHenry County property record for 412 Riverside Dr, Velva, ND 58790

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,744 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2021)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`55002611157000`

Property Details

APN / Parcel Number

Primary APN	`55002611157000`

Exterior

Lot Area	18,744 sqft (0.43 acres)

Location & Zoning

Street Address	412 RIVERSIDE DR
City	VELVA
State	ND
Zip	58790-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0026 LOT: 6 VELVA-RIVERSIDE ADD LOT 6
Legal Subdivision	VELVA-RIVERSIDE ADD
Legal Lot Number	6
Jurisdiction	MCHENRY ND
Township / Civil Division	VELVA
Census Block Group	1
Census Block	1139
Census Tract	955900

Owner

Source: McHenry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 RIVERSIDE DR, VELVA, ND 58790-7117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Sep 14, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES STATE BANK OF VELA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	2021329497
Last Transfer Date	Nov 20, 2024
Transfer Doc	0000334429
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Oct 17, 2022
Property Address	412 RIVERSIDE DR, VELVA, ND 58790-7117
Document Number	0000331290
Instrument Date	Oct 13, 2022
Instrument	331290
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	MCHENRY ABSTRACT AND TITLE, MICHENRY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 RIVERSIDE DR, VELVA, ND 58790-7117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331291
Date	Oct 17, 2022
Instrument	331291

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Max Rate	10.3%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Sep 14, 2021
Property Address	412 RIVERSIDE DR, VELVA, ND 58790-7117
Document Number	0000329497
Instrument Date	Sep 10, 2021
Instrument	329497
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 RIVERSIDE DR, VELVA, ND 58790-7118

Mortgage

Document Number	0000329498
Date	Sep 14, 2021
Instrument	329498

Lender

Name	PEOPLES STATE BANK OF VELA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,200 (-) Land $10,150 Building $88,050	$196,400 (-) Land $20,300 Building $176,100
2025	$1,326.00 (-52.46%)	$98,200 (+4.3%) Land $10,150 Building $88,050	$196,400 (+4.3%) Land $20,300 Building $176,100
2023	$2,789.00	$94,150 Land $12,050 Building $82,100	$188,300 Land $24,100 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2011)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 14 claims Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VELVA serves 1,084 people · EPA ID ND2500964
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM 1&2
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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