409 Riverside Dr, Velva, ND 58790 Property Records

McHenry County property record for 409 Riverside Dr, Velva, ND 58790

Property Summary

Property Type	Single Family Home
Lot Size	0.218 acres (9,527 sqft)
Owner	2 Individual Names on File
Last Sale	$179,550 (Jun 2021)
Tax Bill	$932 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`55002611173000`

Property Details

APN / Parcel Number

Primary APN	`55002611173000`

Exterior

Lot Area	9,527 sqft (0.218 acres)

Location & Zoning

Street Address	409 RIVERSIDE DR
City	VELVA
State	ND
Zip	58790-7118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0026 LOT: 22 VELVA-RIVERSIDE ADD LOT 22
Legal Subdivision	VELVA-RIVERSIDE ADD
Legal Lot Number	22
Jurisdiction	MCHENRY ND
Township / Civil Division	VELVA
Census Block Group	1
Census Block	1145
Census Tract	955900

Owner

409 Riverside Dr is owned by two individuals who bought it in June 2021.

Source: McHenry County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 292, VELVA, ND 58790-0292
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	2021329034
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	329034
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY ND
Recording Date	Jun 1, 2021
Property Address	409 RIVERSIDE DR, VELVA, ND 58790-7118
Document Number	329034
Instrument Date	May 24, 2021
Instrument	329034
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 292, VELVA, ND 58790-0292

Mortgage

Document Number	329035
Date	Jun 1, 2021
Instrument	329035

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 409 Riverside Dr was $932, up 4,136.4% from the year before.

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-) Land $9,500 Building $75,500	$170,000 (-) Land $19,000 Building $151,000
2025	$932.00 (+4,136.36%)	$85,000 Land $9,500 Building $75,500	$170,000 Land $19,000 Building $151,000
2024	$22.00 (-99.05%)
2023	$2,323.00	$78,400 Land $9,500 Building $68,900	$156,800 Land $19,000 Building $137,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Riverside Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2011)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 14 claims Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Riverside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VELVA serves 1,084 people · EPA ID ND2500964
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM 1&2
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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