Mille Lacs County property record for 420 River Dr W, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1988 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,366 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-640-0072 |
| Primary APN | 21-640-0072 |
|---|
| Building Area | 1,040 sqft Living Area |
|---|---|
| Basement Area | 1,040 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 288 sqft |
| Street Address | 420 RIVER DR W |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF OUTLOT 5, COM AT E LINE & N R/W OF HY 23, N19D0652W 315 FT TO PT OF BEG, S64D0734W 125 FT, WLY & PAR WITH N LINE |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 35 |
| Legal Subdivision | OUTLOTS TO MILACA |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 RIVER DR W, MILACA, MN 56353-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 420 RIVER DR W, MILACA, MN 56353-1007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | A427382 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | A427382 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,366.00 (+17.77%) | ||
| 2025 | $265,000 (+18.89%) Land $42,200 Building $222,800 | $265,000 (+18.89%) Land $42,200 Building $222,800 | |
| 2023 | $2,858.00 | $222,900 Land $33,100 Building $189,800 | $222,900 Land $33,100 Building $189,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Benton Cooperative Telephone Company, ECE Fiber.
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