320 River Dr W, Milaca, MN 56353 Property Records

Mille Lacs County property record for 320 River Dr W, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details944 sqft · built 1930
Lot Size3.35 acres (145,926 sqft)
OwnerIndividual on Record
Last Sale$100,000 (Feb 2013)
Tax Bill$15 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-026-1100

Property Details

APN / Parcel Number

Primary APN21-026-1100

Interior

Building Area944 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area145,926 sqft (3.35 acres)
Garage Area1,280 sqft
Parking Spaces5 Parking Spaces
Deck Area328 sqft

Location & Zoning

Street Address320 RIVER DR W
CityMILACA
StateMN
Zip56353-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF MILACA TR IN SW OF SE, BEG AT NW COR OF OUTLOT 4, S 20 RDS, W 8 RDS, N 20 RD, E 8 RDS TO BEG
Legal Range27
Legal Township38
Legal Section26
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group3
Census Block3009
Census Tract170500

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address320 RIVER DR W, MILACA, MN 56353-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2013 · Amount on Record
Deed SaleFeb 28, 2013 · Amount on Record
Deed Document Number2013378280
Prior Transfer DateJul 7, 2011
Prior Transfer Doc000A368315
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address320 RIVER DR W, MILACA, MN 56353-1006
Transaction TypeMortgage
Record UpdatedAug 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A436928
DateJul 6, 2023
InstrumentA436928
Lender
NameFIRST NATIONAL BANK MILACA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 1, 2028

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15.00 (-95.22%)
2025$314.00 (+70.65%)$191,700 (+19.44%) Land $42,500 Building $149,200$191,700 (+19.44%) Land $42,500 Building $149,200
2023$184.00$160,500 Land $32,400 Building $128,100$160,500 Land $32,400 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1995–2016)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2016 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Benton Cooperative Telephone Company, ECE Fiber.

Nearby Properties on River Dr W

Nearby Streets

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