340 River Dr W, Milaca, MN 56353 Property Records

Mille Lacs County property record for 340 River Dr W, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	624 sqft · built 1915
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Aug 2026)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`21-640-0060`

Property Details

APN / Parcel Number

Primary APN	`21-640-0060`

Interior

Building Area	624 sqft Living Area
Basement Area	624 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	58,806 sqft (1.35 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	48 sqft

Location & Zoning

Street Address	340 RIVER DR W
City	MILACA
State	MN
Zip	56353-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 122.5 FT OF N 363 FT OF OUTLOT 4
Legal Range	27
Legal Township	38
Legal Section	26
Legal Subdivision	OUTLOTS TO MILACA
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3009
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 RIVER DR W, MILACA, MN 56353-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 20, 2026	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE
Feb 22, 2018	Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURTIY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Aug 26, 2025 · Amount on Record
Deed Document Number	2026452521
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	A404991
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 20, 2026
Property Address	340 RIVER DR W, MILACA, MN 56353-1006
Document Number	0000452521
Instrument Date	Aug 4, 2026
Instrument	2026452521
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75,325.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	340 RIVER DR W, MILACA, MN 56353-1006

Mortgage

Document Number	0000452521,
Date	Aug 20, 2026
Instrument	2026452521

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Date	Aug 20, 2026

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 20, 2026
Property Address	340 RIVER DR W, MILACA, MN 56353-1006
Document Number	0000452519
Instrument Date	Jul 29, 2026
Instrument	2026452519
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIVER DR W, MILACA, MN 56353-1006

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	340 RIVER DR W, MILACA, MN 56353-1006
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A410451
Date	Feb 22, 2019
Instrument	A410451

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 22, 2019
Property Address	340 RIVER DR W, MILACA, MN 56353-1006
Document Number	A410449
Instrument Date	Feb 19, 2019
Instrument	A410449
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$442.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	340 RIVER DR W, MILACA, MN 56353-1006

Mortgage

Document Number	A410450
Date	Feb 22, 2019
Instrument	A410450

Lender

Name	SUMMIT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	000A410451
Date	Feb 22, 2019
Instrument	A410451

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 22, 2018
Property Address	340 RIVER DR W, MILACA, MN 56353-1006
Document Number	A404991
Instrument Date	Feb 16, 2018
Instrument	A404991
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURTIY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8152 125TH AVE, MILACA, MN 56353-3784

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,754.00 (+16.31%)	$159,800 (+2.37%) Land $49,800 Building $110,000	$159,800 (+2.37%) Land $49,800 Building $110,000
2025	$1,508.00 (+11.7%) Homeowner's exemption	$156,100 (+20.45%) Land $43,800 Building $112,300	$156,100 (+20.45%) Land $43,800 Building $112,300
2023	$1,350.00	$129,600 Land $33,900 Building $95,700	$129,600 Land $33,900 Building $95,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Benton Cooperative Telephone Company, ECE Fiber.

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