Ouray County property record for 420 Pinecrest Dr, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,602 sqft · built 1974 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Mar 2021) |
| Tax Bill | $2,102 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000762 |
| Primary APN | R000762 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Heated Area |
| Gross Area | 2,043 sqft |
| 1st Floor Area | 877 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Patio Area | 393 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R000762 |
|---|---|
| Street Address | 420 PINECREST DR |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | SUBD: OAK CREEK HIGHLANDS LOT: 6 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | OAK CREEK HIGHLANDS |
| Legal Lot Number | 6 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
420 Pinecrest Dr is owned and occupied by an individual who acquired it in January 2026.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 PINECREST DR, OURAY, CO 81427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK |
| Jan 26, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 22, 2021 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Oct 31, 2017 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on File |
| Deed Sale | Mar 22, 2021 · Amount on File |
| Prior Sale | Oct 31, 2017 · Amount on File |
| Deed Document Number | 2021228240 |
| Last Transfer Date | Jan 21, 2026 |
| Transfer Doc | 0000240844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 420 PINECREST DR, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000228488 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 228488 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84127 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jan 26, 2026 |
| Property Address | 420 PINECREST DR, OURAY, CO 81427 |
| Document Number | 0000240844 |
| Map Reference | DOC 114482 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 240844 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 PINECREST DR, OURAY, CO 81427 |
| Name | Verified Name |
|---|---|
| Address | 420 PINECREST DR, OURAY, CO 81427 |
| Document Number | 0000240845 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 240845 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Mar 22, 2021 |
| Property Address | 420 PINECREST DR, OURAY, CO 81427 |
| Document Number | 228240 |
| Map Reference | DOC 114482 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 228240 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 918, MASON, TX 76856-0918 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2202 S EMERSON ST, DENVER, CO 80210-4507 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Oct 31, 2017 |
| Property Address | 420 PINECREST DR, OURAY, CO 81427 |
| Document Number | 219752 |
| Map Reference | DOC114462 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 219752 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $32.78 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 607 S WASHINGTON ST, FREDERICKSBURG, TX 78624-4549 |
The 2025 property tax bill for 420 Pinecrest Dr was $2,102, up 3.1% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 (+3.14%) | $31,600 (-3.75%) Land $12,660 Building $18,940 | $505,520 (+3.14%) Land $202,500 Building $303,020 |
| 2024 | $2,038.00 (+6.93%) | $32,830 (-8.45%) Land $13,550 Building $19,280 | $490,130 (-7.55%) Land $202,300 Building $287,830 |
| 2023 | $1,906.00 | $35,860 Land $14,800 Building $21,060 | $530,130 Land $218,810 Building $311,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 Pinecrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Pinecrest Dr is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 40% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Vero Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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