411 Pinecrest Dr, Ouray, CO 81427 Property Records

Ouray County property record for 411 Pinecrest Dr, Ouray, CO 81427

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,134 sqft · built 2018
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Sep 2014)
Tax Bill$2,276 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR000591

Property Details

APN / Parcel Number

Primary APNR000591
Alternative APN
  • 451531215050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,134 sqft Heated Area
Gross Area2,115 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Roof TypeGable
Roof MaterialMetal
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR000591
Street Address411 PINECREST DR
CityOURAY
StateCO
Zip81427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionSUBD: OAK CREEK HIGHLANDS LOT: 19 S: 31 T: 44 R: 7
Legal Range07
Legal Township44
Legal Section31
Legal SubdivisionOAK CREEK HIGHLANDS
Legal Lot Number19
JurisdictionOURAY CO
Township / Civil DivisionOURAY
Census Block Group1
Census Block1051
Census Tract967602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ouray Historic District
listed 1983 · 270 contributing resources · NRIS 83003537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 773, OURAY, CO 81427-0773
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALPINE BANK
Sep 21, 2017Deed of Trust, Mortgage · Commercial Mortgage
SAN JUAN MOUNTAINS CU
Dec 30, 2019Deed of Trust, Mortgage · Commercial Mortgage
SAN JUAN MOUNTAINS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2014 · Amount on Record
Deed SaleSep 2, 2014 · Amount on Record
Deed Document Number2014212658
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Property Address411 PINECREST DR, OURAY, CO 81427
Transaction TypeMortgage
Record UpdatedDec 1, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number230775
DateNov 22, 2021
Instrument230775
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Property Address411 PINECREST DR, OURAY, CO 81427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number219452
DateSep 21, 2017
Instrument219452
Lender
NameSAN JUAN MOUNTAINS CU
TypeCredit Union
AddressMONTROSE, CO 81401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOURAY CO
Property Address411 PINECREST DR, OURAY, CO 81427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number224480
DateDec 30, 2019
Instrument224480
Lender
NameSAN JUAN MOUNTAINS CU
TypeCredit Union
AddressMONTROSE, CO 81401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateColorado
CountyOuray County
MunicipalityOuray City
Unified School DistrictOuray School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,276.00 (+31.64%)$34,210 (+22.79%) Land $12,660 Building $21,550$547,290 (+31.61%) Land $202,500 Building $344,790
2024$1,729.00 (+6.86%)$27,860 (-9.66%) Land $4,440 Building $23,420$415,840 (-8.78%) Land $66,230 Building $349,610
2023$1,618.00$30,840 Land $4,910 Building $25,930$455,840 Land $72,600 Building $383,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Nearby Flood Policies17 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 40% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OURAY
serves 1,460 people · EPA ID CO0146588
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2026
Also Mapped HereTRI COUNTY WCD
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Apr 2026
Failure to filter
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
Vero Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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