420 Pine Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 420 Pine Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,456 sqft · built 1920
Lot Size	0.136 acres (5,920 sqft)
Owner	Company Name on Record
Last Sale	$138,000 (Apr 2024)
Tax Bill	$514 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-010549`

Property Details

APN / Parcel Number

Primary APN	`22-010549`
Alternative APN	`010549`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	5,920 sqft (0.136 acres)
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	010549
Street Address	420 PINE AVE
City	CUMBERLAND
State	MD
Zip	21502-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	420 PINE AVE LOT 344 40X144 40X152
Legal Lot Number	344
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1026
Census Tract	500

Owner

Source: Allegany County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	64 FROST AVE, FROSTBURG, MD 21532-1638
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed, Transfer · Stand-Alone First Mortgage NELSON RIVERA
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Book / Page	2959 / 266
Prior Transfer Date	Nov 21, 2022
Prior Transfer Doc	002841-0192
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 17, 2024
Property Address	420 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	002959-0266
Book / Page	2959 / 266
Instrument Date	Mar 21, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 FROST AVE, FROSTBURG, MD 21532-1638

Mortgage

Document Number	0029590270
Date	Apr 17, 2024
Instrument	2959-0270

Lender

Name	NELSON RIVERA
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 19, 2022
Property Address	420 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	002841-0192
Book / Page	2841 / 192
Instrument Date	Nov 21, 2022
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 CENTERHILL STREET, SILVER SPRING, MD 20902

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 23, 2022
Property Address	420 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	002794-0114
Book / Page	2794 / 114
Instrument Date	Jun 16, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800 (+30.75%) Land $5,900 Building $54,900	$60,800 (+30.75%) Land $5,900 Building $54,900
2025	$514.00 (+18.98%)
2023	$432.00	$46,500 Land $5,900 Building $40,600	$46,500 Land $5,900 Building $40,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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