Allegany County property record for 402 Pine Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 1925 |
| Lot Size | 0.075 acres (3,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,900 (Feb 2012) |
| Tax Bill | $348 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-003224 |
| Primary APN | 22-003224 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,140 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,256 sqft (0.075 acres) |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Shed | 1 Shed |
| Shed Area | 560 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 003224 |
|---|---|
| Street Address | 402 PINE AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 402 PINE AVE 50X75 35X79.52 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 500 |
402 Pine Ave is owned and occupied by two individuals who bought it in February 2012.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 PINE AVE, CUMBERLAND, MD 21502-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2012 · Amount on File |
| Deed Sale | Feb 16, 2012 · Amount on File |
| Prior Sale | May 30, 2008 · Amount on File |
| Deed Book / Page | 1853 / 33 |
| Prior Transfer Date | Jan 23, 2012 |
| Prior Transfer Doc | 0018530033 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 402 Pine Ave was $348 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,200 (+8.52%) Land $3,200 Building $38,000 | $41,200 (-) Land $3,200 Building $38,000 | |
| 2025 | $348.00 Homeowner's exemption | $37,967 | $41,200 Land $3,200 Building $38,000 |
| 2023 | $293.00 | $31,500 Land $3,200 Building $28,300 | $31,500 Land $3,200 Building $28,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Pine Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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