Allegany County property record for 408 Pine Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 920 sqft · built 1922 |
| Lot Size | 0.524 acres (22,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200 (Jun 1985) |
| Tax Bill | $282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-014269 |
| Primary APN | 22-014269 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 920 sqft Total Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,820 sqft (0.524 acres) |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 280 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 014269 |
|---|---|
| Street Address | 408 PINE AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 408 PINE AVE LOT 348-349 100X150 148X218 |
| Legal Lot Number | 348,349 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 500 |
408 Pine Ave is owned and occupied by two individuals who bought it in June 1985.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 408 PINE AVE, CUMBERLAND, MD 21502-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 1985 · Amount on File |
| Deed Sale | Jun 7, 1985 · Amount on File |
| Deed Book / Page | 550 / 118 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 Pine Ave was $282.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,700 Land $10,200 Building $22,500 | $32,700 Land $10,200 Building $22,500 | |
| 2025 | $282.00 | ||
| 2023 | $249.00 | $26,800 Land $10,200 Building $16,600 | $26,800 Land $10,200 Building $16,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Pine Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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