420 N Lowder St, Macclenny, FL 32063 Property Records

Baker County property record for 420 N Lowder St, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,551 sqft · built 1940
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$165,900 (Apr 2019)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jun 2021 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-22-0000-0000-0530`

Property Details

APN / Parcel Number

Primary APN	`30-2S-22-0000-0000-0530`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,551 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Material	Tin
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	264 sqft
Fence	Fence
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	420 N LOWDER ST
City	MACCLENNY
State	FL
Zip	32063-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 000051 ACRES PART OF SE 1/4 OF SE 1/4 SEC 30-2S-22E (LESS R/W) DES IN OR 2021-4031 POM 133B
Legal Range	22E
Legal Township	02S
Legal Section	30
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	1
Census Block	1023
Census Tract	40101

Owner

420 N Lowder St is owned and occupied by an individual who acquired it in June 2021.

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	420 N LOWDER ST, MACCLENNY, FL 32063-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Apr 29, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	0000003029
Last Transfer Date	Jun 2, 2021
Transfer Doc	0000004031
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Jun 2, 2021
Property Address	420 N LOWDER ST, MACCLENNY, FL 32063-2809
Document Number	0000004031
Instrument Date	Jun 1, 2021
Instrument	202100004031
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$513.10
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 N LOWDER ST, MACCLENNY, FL 32063-2809

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	420 N LOWDER ST, MACCLENNY, FL 32063-2809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003243
Date	May 29, 2020
Instrument	202000003243

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Apr 29, 2019
Property Address	420 N LOWDER ST, MACCLENNY, FL 32063-2809
Document Number	0000003029
Instrument Date	Apr 25, 2019
Instrument	201900003029
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BAKER TITLE & ESCROW CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 N LOWDER ST, 420, MACCLENNY, FL 32063-2809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N LOWDER ST, MACCLENNY, FL 32063-2809

Mortgage

Document Number	0000003030
Date	Apr 29, 2019
Instrument	201900003030

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 420 N Lowder St was $2,020 with a homeowner's exemption, up 3.4% from the year before.

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+3.43%) Homeowner's exemption	$159,930 (+2.9%)	$243,064 (+4.84%) Land $40,137 Building $202,927
2024	$1,953.00 (+3.22%) Homeowner's exemption	$155,423 (+3%)	$231,853 (+1.77%) Land $40,137 Building $191,716
2023	$1,892.00 (+3.44%) Homeowner's exemption	$150,896 (+3%)	$227,810 (+6.06%) Land $40,137 Building $187,673
2022	$1,829.00 Homeowner's exemption	$146,501	$214,803 Land $40,137 Building $174,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 N Lowder St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 N Lowder St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

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