540 N Lowder St, Macclenny, FL 32063 Property Records

Baker County property record for 540 N Lowder St, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,852 sqft · built 1950
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Feb 2019)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-22-0000-0000-0140`

Property Details

APN / Parcel Number

Primary APN	`30-2S-22-0000-0000-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	1,852 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	147 sqft
Patio Area	246 sqft
Shed	1 Shed
Shed Area	396 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 N LOWDER ST
City	MACCLENNY
State	FL
Zip	32063-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 000044 ACRES PART OF SE 1/4 OF SEC 30-2S-22E LYING WEST OF LOWDER ST DESC IN OR 2019-1388 POM 133B
Legal Range	22E
Legal Township	2S
Legal Section	30
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	1
Census Block	1036
Census Tract	40101

Owner

Source: Baker County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 N LOWDER ST, MACCLENNY, FL 32063-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Special Warranty Deed, Transfer · FHA Mortgage PLATINUM MORTGAGE INC
Nov 21, 2018	Deed of Trust, Mortgage · Conventional with PMI PATCH OF LAND LNDG
Feb 13, 2017	Grant Deed, Transfer INFMAX SOLO 401K TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	20191388
Prior Transfer Date	Dec 2, 2015
Prior Transfer Doc	0000006629
Record Updated	Oct 29, 2026

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Feb 25, 2019
Property Address	540 N LOWDER ST, MACCLENNY, FL 32063-2807
Document Number	0000001388
Instrument Date	Feb 22, 2019
Instrument	201900001388
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12944 SPRING RAIN RD, 12944, JACKSONVILLE, FL 32258-5200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 N LOWDER ST, MACCLENNY, FL 32063-2807

Mortgage

Document Number	0000001389
Date	Feb 25, 2019
Instrument	201900001389

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	540 N LOWDER ST, MACCLENNY, FL 32063-2807
Document Number	0000008511
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12944 SPRING RAIN RD JACKSONVILLE FL 322585200, JACKSONVILLE, FL 32258-5200

Mortgage

Document Number	0000008511
Date	Dec 4, 2018
Instrument	8511

Lender

Name	PATCH OF LAND LNDG
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAKER FL
Recording Date	Feb 13, 2017
Property Address	540 N LOWDER ST, MACCLENNY, FL 32063-2807
Document Number	0000000757
Instrument Date	Dec 5, 2016
Instrument	757
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12944 SPRING RAIN RD JACKSONVILLE FL 322585200, JACKSONVILLE, FL 32258-5200

Mortgage

Document Number	758
Date	Feb 13, 2017
Instrument	758

Lender

Name	INFMAX SOLO 401K TRUST (CT)
Address	18 SCHOOL ST # 1, WALTHAM, MA 02452-5519

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baker County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (+3.64%) Homeowner's exemption	$140,299 (+2.9%)	$195,826 (+7.42%) Land $23,320 Building $172,506
2024	$1,623.00 (+3.44%) Homeowner's exemption	$136,345 (+3%)	$182,304 (+3.87%) Land $19,800 Building $162,504
2023	$1,569.00 (+3.63%) Homeowner's exemption	$132,374 (+3%)	$175,520 (+6.86%) Land $19,800 Building $155,720
2022	$1,514.00 Homeowner's exemption	$128,518	$164,253 Land $19,800 Building $144,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

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