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386 N Lowder St, Macclenny, FL 32063 Property Records

Baker County property record for 386 N Lowder St, Macclenny, FL 32063

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,294 sqft · built 1986
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$1,241 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN31-2S-22-0037-0001-0100

Property Details

APN / Parcel Number

Primary APN31-2S-22-0037-0001-0100

Interior

Stories1 Story
Building Area2,294 sqft Gross Area
1st Floor Area2,016 sqft
FlooringAsbestos (Tiles, Sheet)
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1989
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialTin
Lot Area11,326 sqft (0.26 acres)

Exterior Amenities

PorchOpen Porch
Porch Area270 sqft
FenceFence
Canopy336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address386 N LOWDER ST
CityMACCLENNY
StateFL
Zip32063-2833
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLEG PART OF LOT 10 BLK 1 & PARCEL 2 PART OF LOT 10 BLK 1 OF COUNTRY CLUB ESTATES PB 2 P 49 DESC IN OR 2019-5662 POM 133C
Legal Range22E
Legal Township02S
Legal Section31
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal Block1
Legal Lot Number10
JurisdictionBAKER FL
Township / Civil DivisionMACCLENNY
Census Block Group1
Census Block1043
Census Tract40101

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address386 N LOWDER ST, MACCLENNY, FL 32063-2833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2019
Deed SaleAug 12, 2019
Deed Document Number201900005662
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAKER FL
Recording DateAug 12, 2019
Property Address386 N LOWDER ST, MACCLENNY, FL 32063-2833
Document Number0000005662
Instrument DateAug 6, 2019
Instrument201900005662
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOSCEOLA LAND TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address386 N LOWDER ST, MACCLENNY, FL 32063-2833
InvestorPossibly a Property Investor

Mortgage

Document Number0000005663
DateAug 12, 2019
Instrument201900005663
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBaker County
MunicipalityMacclenny City
Unified School DistrictBaker County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,241.00 (-0.08%)$71,968 (-) Land $22,100 Building $49,868$71,968 (-) Land $22,100 Building $49,868
2024$1,242.00 (-0.88%)$71,968 (-) Land $22,100 Building $49,868$71,968 (-) Land $22,100 Building $49,868
2023$1,253.00 (-0.71%)$71,968 (-) Land $22,100 Building $49,868$71,968 (-) Land $22,100 Building $49,868
2022$1,262.00$71,968 Land $22,100 Building $49,868$71,968 Land $22,100 Building $49,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1996–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MACCLENNY
serves 6,500 people · EPA ID FL2020204
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Northeast Florida Telephone Company.

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