420 Mt Haven Dr, Forest, VA 24551 Property Records

Bedford County property record for 420 Mt Haven Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,765 sqft · built 1997
Lot Size	13.9 acres (606,355 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (May 2019)
Tax Bill	$2,688 (2023)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116 A 35`

Property Details

APN / Parcel Number

Primary APN	`116 A 35`
Alternative APNs	`11606401` `517472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,765 sqft Living Area
Gross Area	3,501 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	606,355 sqft (13.9 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	517472
Street Address	420 MT HAVEN DR
City	FOREST
State	VA
Zip	24551-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELK CR
Legal Subdivision	ELK CR
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2006
Census Tract	30203

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 MT HAVEN DR, FOREST, VA 24551-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Nov 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE JAMES
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Deed Document Number	190003875
Record Updated	Jun 7, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	420 MT HAVEN DR, FOREST, VA 24551-2108
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000353
Date	Jan 15, 2019
Instrument	190000353

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	420 MT HAVEN DR, FOREST, VA 24551-2108
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190011025
Date	Nov 20, 2019
Instrument	190011025

Lender

Name	BANK OF THE JAMES

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 3, 2019
Property Address	420 MT HAVEN DR, FOREST, VA 24551-2108
Document Number	190003875
Instrument Date	May 1, 2019
Instrument	190003875
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MT HAVEN DR, FOREST, VA 24551-2108
Investor	Possibly a Property Investor

Mortgage

Document Number	190003876
Date	May 3, 2019
Instrument	190003876

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,688.00 Additional exemption filed	$327,900	$655,800 Land $280,000 Building $375,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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