411 Mt Haven Dr, Forest, VA 24551 Property Records

Bedford County property record for 411 Mt Haven Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,110 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Tax Bill	$2,044 (2023)
Deeds & Mortgages	Sep 2019 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116 15 5`

Property Details

APN / Parcel Number

Primary APN	`116 15 5`
Alternative APNs	`11600001` `474193`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,110 sqft Living Area
Gross Area	5,757 sqft
Attic Area	336 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	348 sqft
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	474193
Street Address	411 MT HAVEN DR
City	FOREST
State	VA
Zip	24551-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT HAVEN LT 5 SEC 5
Legal Subdivision	MT HAVEN
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2006
Census Tract	30203

Owner

411 Mt Haven Dr is owned by a company that acquired it in May 2021 and is owner-occupied.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	411 MT HAVEN DR, FOREST, VA 24551-2109
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
May 27, 2021	Intrafamily Transfer, Transfer
May 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	May 27, 2021
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	411 MT HAVEN DR, FOREST, VA 24551-2109
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190008870
Date	Sep 24, 2019
Instrument	190008870

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	May 27, 2021
Property Address	411 MT HAVEN DR, FOREST, VA 24551-2109
Document Number	210007860
Instrument Date	May 20, 2021
Instrument	210007860
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MT HAVEN DR, FOREST, VA 24551-2109

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	May 27, 2021
Property Address	411 MT HAVEN DR, FOREST, VA 24551-2109
Document Number	210007859
Instrument Date	May 20, 2021
Instrument	210007859
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MT HAVEN DR, FOREST, VA 24551-2109

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,044.00 Additional exemption filed	$249,300	$498,600 Land $75,000 Building $423,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Mt Haven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Mt Haven Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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