412 Mt Haven Dr, Forest, VA 24551 Property Records

Bedford County property record for 412 Mt Haven Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,767 sqft · built 1996
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,945 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`116 15 14`

Property Details

APN / Parcel Number

Primary APN	`116 15 14`
Alternative APNs	`11600004` `346430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,767 sqft Living Area
1st Floor Area	2,415 sqft
Basement Area	2,415 sqft
Unfinished Basement	2,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	322 sqft
Deck Area	382 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	412 MT HAVEN DR
City	FOREST
State	VA
Zip	24551-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT HAVEN LT 14 SEC 5
Legal Subdivision	MT HAVEN
Legal Lot Number	14
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2006
Census Tract	30203

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 MT HAVEN DR, FOREST, VA 24551-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit BEACON CU
Dec 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2022
Transfer Doc	0000013052
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	412 MT HAVEN DR, FOREST, VA 24551-2108
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MT HAVEN DR, FOREST, VA 24551-2108

Mortgage

Document Number	0260000760
Date	Jan 28, 2026
Instrument	260000760

Lender

Name	BEACON CU
Type	Credit Union
Address	LYNCHBURG, VA 24502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Dec 9, 2022
Property Address	412 MT HAVEN DR, FOREST, VA 24551-2108
Document Number	0220013052
Instrument Date	Nov 22, 2022
Instrument	220013052
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,945.00	$718,400 (+1%) Land $80,000 Building $638,400
2023	$2,945.00 Additional exemption filed	$359,200	$718,400 Land $80,000 Building $638,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mt Haven Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures