409 Melrose Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 409 Melrose Ave, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,038 sqft · built 2012
Owner	Individual Name on File
Last Sale	$595,000 (Aug 2018)
Tax Bill	$7,492 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Jul 2017 Sale + 1 more
APN	`103-810-3222`

Property Details

APN / Parcel Number

Primary APN	`103-810-3222`
Alternative APN	`3306`

Interior

Building Area	3,038 sqft Living Area

Exterior

Year Built	Built 2012
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	103-810-3222
Street Address	409 MELROSE AVE
City	COVINGTON
State	LA
Zip	70433-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT186 PH1A2
Legal Subdivision	TERRA BELLA
Legal Phase	1A2
Legal Lot Number	186
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1038
Census Tract	40401

Owner

Source: St. Tammany Parish records · APN 103-810-3222

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 MELROSE AVE, COVINGTON, LA 70433-8168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2018	Cash Sale Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Jul 12, 2017	Deed, Transfer
Sep 16, 2015	Cash Sale Deed, Transfer NORTH LAKE TITLE, NORTHLAKE TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2018 · Amount on Record
Deed Sale	Aug 02, 2018 · Amount on Record
Prior Sale	Jul 12, 2017
Deed Document Number	2122399
Record Updated	Jun 08, 2026

August 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 02, 2018
Property Address	409 MELROSE AVE, COVINGTON, LA 70433-8168
Document Number	0002122399
Map Reference	MAP 4790
Instrument Date	Jul 31, 2018
Instrument	2122399
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	STONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MELROSE AVE, COVINGTON, LA 70433-8168

Mortgage

Document Number	0002122402
Date	Aug 02, 2018
Instrument	2122402

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 12, 2017
Property Address	409 MELROSE AVE, COVINGTON, LA 70433-8168
Document Number	0002069721
Map Reference	MAP 4790
Instrument Date	Jul 07, 2017
Instrument	2069721
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2015: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 16, 2015
Property Address	409 MELROSE AVE, COVINGTON, LA 70433-8168
Document Number	0001995780
Map Reference	MAP 4790
Instrument Date	Sep 14, 2015
Instrument	1995780
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	NORTH LAKE TITLE, NORTHLAKE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MELROSE AVE, COVINGTON, LA 70433-8168

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,492.00 (+6.65%) Homeowner's exemption	$68,016 (+9.2%) Land $8,000 Building $60,016	$680,160 (+9.2%) Land $80,000 Building $600,160
2024	$7,025.00 (+5.02%) Homeowner's exemption	$62,287 (+11.08%) Land $8,000 Building $54,287	$622,869 (+11.08%) Land $80,000 Building $542,869
2023	$6,689.00 Homeowner's exemption	$56,075 (-) Land $7,500 Building $48,575	$560,750 (-) Land $75,000 Building $485,750
2022	$6,689.00 Homeowner's exemption	$56,075 Land $7,500 Building $48,575	$560,750 Land $75,000 Building $485,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030404011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 84% of Louisiana
Wildfire Likelihood	About 1 in 662 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
REV	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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