420 Gress Arch, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 420 Gress Arch, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,603 sqft · built 2018
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on Record
Last Sale$595,000 (Dec 2021)
Tax Bill$6,678 (2025)
Deeds & MortgagesOct 2020 Refinance
Dec 2021 Sale & Mortgage
+ 1 more
APN0851004000680

Property Details

APN / Parcel Number

Primary APN0851004000680

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,603 sqft Living Area
1st Floor Area1,144 sqft
Upper Floors Area1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area415 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address420 GRESS ARCH
CityCHESAPEAKE
StateVA
Zip23322-4464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description68 HICKORY LANDING PH 1
Legal SubdivisionHICKORY LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1091
Census Tract21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address420 GRESS ARCH, CHESAPEAKE, VA 23322-4464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Dec 16, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 29, 2018Warranty Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number202155827
Deed Book / Page10496 / 754
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address420 GRESS ARCH, CHESAPEAKE, VA 23322-4464
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010235/903
DateOct 13, 2020
Book Page10235/903
Instrument200037418
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 16, 2021
Property Address420 GRESS ARCH, CHESAPEAKE, VA 23322-4464
Document Number010496/754
Book / Page10496 / 754
Instrument DateDec 13, 2021
Instrument210055827
Transaction TypeTransfer
Record UpdatedJan 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 GRESS ARCH, CHESAPEAKE, VA 23322-4464

Mortgage

Document Number0210055828
DateDec 16, 2021
Instrument210055828
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 29, 2018
Property Address420 GRESS ARCH, CHESAPEAKE, VA 23322-4464
Document Number9928/1640
Book / Page9928 / 1640
Instrument DateJun 22, 2018
Instrument180017180
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 GRESS ARCH, CHESAPEAKE, VA 23322-4464

Mortgage

Document Number180017181
DateJun 29, 2018
Instrument180017181
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$637,500 (-3.58%) Land $235,000 Building $402,500$637,500 (-3.58%) Land $235,000 Building $402,500
2025$6,678.00 (+49.06%)$661,200 (+9.24%) Land $215,000 Building $446,200$661,200 (+9.24%) Land $215,000 Building $446,200
2023$605,300 (+16.2%) Land $180,000 Building $425,300$605,300 (+16.2%) Land $180,000 Building $425,300
2022$520,900 Land $165,000 Building $355,900$520,900 Land $165,000 Building $355,900
2019$4,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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