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401 Gress Arch, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 401 Gress Arch, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,147 sqft · built 2021
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on File
Last Sale$557,847 (Sep 2021)
Tax Bill$7,390 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2021 Sale & Mortgage
APN0851004000770

Property Details

APN / Parcel Number

Primary APN0851004000770

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,147 sqft Living Area
1st Floor Area1,367 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,670 sqft (0.222 acres)
Garage TypeAttached
Garage Area464 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 GRESS ARCH
CityCHESAPEAKE
StateVA
Zip23322-4464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description77 HICKORY LANDING PH 2
Legal SubdivisionHICKORY LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1089
Census Tract21004

Owner

Source: Chesapeake City records · APN 0851004000770

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 GRESS ARCH, CHESAPEAKE, VA 23322-4464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMETAP EQUITY PARTNERS LLC
Sep 22, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2021 · Amount on Record
Deed SaleSep 22, 2021 · Amount on Record
Deed Document Number202143264
Deed Book / Page10450 / 209
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 14, 2026
Property Address401 GRESS ARCH, CHESAPEAKE, VA 23322-4464
Document Number10978/1051
Book / Page10978 / 1051
Instrument DateMay 04, 2026
Instrument202612207
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address401 GRESS ARCH, CHESAPEAKE, VA 23322-4464

Mortgage

Document Number0000012207,
DateMay 14, 2026
Book Page10978/1051
Instrument202612207
Lender
NameHOMETAP EQUITY PARTNERS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.46%
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 22, 2021
Property Address401 GRESS ARCH, CHESAPEAKE, VA 23322-4464
Document Number010450/209
Book / Page10450 / 209
Instrument DateSep 01, 2021
Instrument210043264
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 GRESS ARCH, CHESAPEAKE, VA 23322-4464

Mortgage

Document Number0210043265
DateSep 22, 2021
Instrument210043265
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,390.00 (+369.21%)$731,700 (+8.43%) Land $215,000 Building $516,700$731,700 (+8.43%) Land $215,000 Building $516,700
2023$674,800 (+17.05%) Land $180,000 Building $494,800$674,800 (+17.05%) Land $180,000 Building $494,800
2022$576,500 Land $165,000 Building $411,500$576,500 Land $165,000 Building $411,500
2019$1,575.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 84 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3550051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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