Chesapeake City property record for 409 Gress Arch, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 3.5 ba · 3,147 sqft · built 2021 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,386 (2022) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Refinance + 2 more |
| APN | 0851004000750 |
| Primary APN | 0851004000750 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,147 sqft Total Area |
| 1st Floor Area | 1,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 GRESS ARCH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-4464 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 75 HICKORY LANDING PH 2 |
| Legal Subdivision | HICKORY LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC |
| Apr 26, 2024 | Intrafamily Transfer, Transfer · Stand-Alone Refinance OPTIMUM FIRST INC |
| Apr 10, 2024 | Intrafamily Transfer, Transfer · Stand-Alone Refinance OPTIUM FIRST INC |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 |
| Deed Sale | Apr 26, 2024 |
| Prior Sale | Apr 10, 2024 |
| Deed Document Number | 20248033 |
| Deed Book / Page | 10744 / 1468 |
| Prior Transfer Date | Apr 4, 2024 |
| Prior Transfer Doc | 10744/1468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 010946/536 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 10946/536 |
| Instrument | 260004021 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 26, 2024 |
| Property Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 10744/1468 |
| Book / Page | 10744 / 1468 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 240008033 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 10744/1472 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 10744/1472 |
| Instrument | 240008034 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 10, 2024 |
| Property Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 010740/935 |
| Book / Page | 10740 / 935 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 240006802 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 010740/940 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 10740/940 |
| Instrument | 240006803 |
| Name | OPTIUM FIRST INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 26, 2021 |
| Property Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 10414/1496 |
| Book / Page | 10414 / 1496 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 210033895 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 GRESS ARCH, CHESAPEAKE, VA 23322-4464 |
| Document Number | 0210033896 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 210033896 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,900 (-4.17%) Land $235,000 Building $468,900 | $703,900 (-4.17%) Land $235,000 Building $468,900 | |
| 2025 | $734,500 (+8.37%) Land $215,000 Building $519,500 | $734,500 (+8.37%) Land $215,000 Building $519,500 | |
| 2023 | $677,800 (+17.04%) Land $180,000 Building $497,800 | $677,800 (+17.04%) Land $180,000 Building $497,800 | |
| 2022 | $4,386.00 (+178.48%) | $579,100 Land $165,000 Building $414,100 | $579,100 Land $165,000 Building $414,100 |
| 2019 | $1,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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