420 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 420 E Commerce St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 672 sqft · built 1950
Lot Size	0.201 acres (8,775 sqft)
Owner	Company Name on File
Tax Bill	$44 (2025)
Flood Zone	Zone AE (high risk)
APN	`043064G E 02200`

Property Details

APN / Parcel Number

Primary APN	`043064G E 02200`
Alternative APN	`064G E 02200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1950
Exterior Material	Siding
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	117 ft deep x 75 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 E COMMERCE ST
City	WAVERLY
State	TN
Zip	37185-1735
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	4
Census Block	4000
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064G E 02200

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7253 HIGHWAY 13 N, WAVERLY, TN 37185-3020
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2001
Deed Sale	Jul 13, 2001
Deed Document Number	0001812392
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44.00	$1,475 (-) Land $1,475
2024	$44.00	$1,475 (-) Land $1,475
2023	$44.00 (-6.38%)	$1,475 (-) Land $1,475	$5,900 (-) Land $5,900
2022	$47.00	$1,475 Land $1,475	$5,900 Land $5,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force 11 of 15 on primary residences
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	9 of 72
Most Recent Claim	Aug 2021, rainfall accumulation
Flood Events	Severe Storm And Flooding (Aug 2021), 27 claims Severe Storms, Flooding, Landslides, And Mudslides (Feb 2019), 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes (May 2010), 23 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Tennessee
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.