1. Home
  2. Tennessee
  3. Humphreys County
  4. Waverly
  5. E Commerce St

414 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 414 E Commerce St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,072 sqft · built 1940
Lot Size0.184 acres (8,025 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Oct 2017)
Tax Bill$1,538 (2025)
Deeds & MortgagesDec 2022 Construction Loan
Apr 2018 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN043064G E 02500

Property Details

APN / Parcel Number

Primary APN043064G E 02500
Alternative APN
  • 064G E 02500

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area1,072 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,025 sqft (0.184 acres)
Lot Dimensions107 ft deep x 75 ft wide
TerrainRolling
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address414 E COMMERCE ST
CityWAVERLY
StateTN
Zip37185-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: W06
JurisdictionHUMPHREYS TN
Township / Civil Division2
Census Block Group4
Census Block4000
Census Tract130300

Owner

Source: Humphreys County records · APN 043064G E 02500

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address721 W MAIN ST, WAVERLY, TN 37185-1410
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST FEDERAL BANK
Apr 24, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Feb 15, 2018Loan Modification, Mortgage
APEX BK
Oct 16, 2017Warranty Deed, Transfer
BANKERS TITLE AND ESCROW SERVICES
Sep 29, 2017Warranty Deed, Transfer
BANKERS TITLE AND ESCROW DICKSON
Sep 29, 2017Quit Claim Deed, Transfer
BANKERS TITLE AND ESCROW DICKSON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2017 · Amount on Record
Deed SaleOct 16, 2017 · Amount on Record
Deed Document Number17002609
Deed Book / Page205 / 0760
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Property Address414 E COMMERCE ST, WAVERLY, TN 37185-1735
Transaction TypeMortgage
Record UpdatedJan 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004079
DateDec 29, 2022
Book PageTD244/2760
Instrument22004079
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressWAVERLY, TN 37185
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term84 Months
DueDec 29, 2029

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateApr 24, 2018
Property Address414 E COMMERCE ST, WAVERLY, TN 37185-1735
Document Number0000001184
Book / Page000206 / 000281
Instrument DateApr 24, 2018
Instrument1184
Transaction TypeTransfer
Record UpdatedMay 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$18.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 E COMMERCE ST WAVERLY TN 371851735, WAVERLY, TN 37185-1735

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMPHREYS TN
Property Address414 E COMMERCE ST, WAVERLY, TN 37185-1735
Document Number0000000478
Instrument DateFeb 15, 2018
Transaction TypeMortgage
Record UpdatedMar 05, 2018
Title CompanyBANKERS TITLE AND ESCROW DICKSON

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address414 E COMMERCE ST WAVERLY TN 371851735, WAVERLY, TN 37185-1735

Mortgage

Document Number0000000478
DateFeb 20, 2018
Book Page000227/002640
Instrument478
Lender
NameAPEX BK
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 19, 2023

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateOct 16, 2017
Property Address414 E COMMERCE ST, WAVERLY, TN 37185-1735
Document Number0000002609
Book / Page000205 / 000760
Instrument DateOct 13, 2017
Instrument2609
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyBANKERS TITLE AND ESCROW SERVICES

Transaction

AmountAmount Recorded
Tax$111.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address721 W MAIN ST WAVERLY TN 371851410, WAVERLY, TN 37185-1410

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateSep 29, 2017
Property Address414 E COMMERCE ST, WAVERLY, TN 37185-1735
Document Number0000002444
Book / Page000205 / 000626
Instrument DateSep 28, 2017
Instrument2444
Transaction TypeTransfer
Record UpdatedOct 06, 2017
Title CompanyBANKERS TITLE AND ESCROW DICKSON

Transaction

AmountAmount Recorded
Tax$333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2283 WHITE BLUFF RD BURNS TN 370295608, BURNS, TN 37029-5608
InvestorPossibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHUMPHREYS TN
Recording DateSep 29, 2017
Property Address414 E COMMERCE ST, WAVERLY, TN 37185-1735
Document Number0000002443
Book / Page000205 / 000624
Instrument DateSep 28, 2017
Instrument2443
Transaction TypeTransfer
Record UpdatedOct 06, 2017
Title CompanyBANKERS TITLE AND ESCROW DICKSON

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3964 HIGHWAY 13 S WAVERLY TN 371852825, WAVERLY, TN 37185-2825

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,538.00 (-0.32%)$50,640 (-) Land $2,360 Building $48,280
2024$1,543.00$50,640 (-) Land $2,360 Building $48,280
2023$1,543.00 (+352.49%)$50,640 (+375.94%) Land $2,360 Building $48,280$126,600 (+375.94%) Land $5,900 Building $120,700
2022$341.00$10,640 Land $2,360 Building $8,280$26,600 Land $5,900 Building $20,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
11 of 15 on primary residences
Nearby Flood Claims72 (1984–2021)
Claims Outside the SFHA9 of 72
Most Recent ClaimAug 2021, rainfall accumulation
Flood Events
  • Severe Storm And Flooding (Aug 2021), 27 claims
  • Severe Storms, Flooding, Landslides, And Mudslides (Feb 2019), 16 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes (May 2010), 23 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Tennessee
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on E Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures