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419 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 419 E Commerce St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,232 sqft · built 1951
Lot Size0.282 acres (12,285 sqft)
OwnerIndividual Name on File
Last Sale$96,000 (Aug 2021)
Tax Bill$770 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN043064G E 02000

Property Details

APN / Parcel Number

Primary APN043064G E 02000
Alternative APN
  • 064G E 02000

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1981
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,285 sqft (0.282 acres)
Lot Dimensions117 ft deep x 105 ft wide
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area119 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area160 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address419 E COMMERCE ST
CityWAVERLY
StateTN
Zip37185-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: W06
JurisdictionHUMPHREYS TN
Township / Civil Division2
Census Block Group4
Census Block4000
Census Tract130300

Owner

Source: Humphreys County records · APN 043064G E 02000

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address419 E COMMERCE ST, WAVERLY, TN 37185-1726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CALCON MUTUAL MORTGAGE LLC
Dec 06, 2018Warranty Deed, Transfer · FHA Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleDec 06, 2018 · Amount on Record
Deed Document Number21003019
Deed Book / Page211 / 198
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateAug 19, 2021
Property Address419 E COMMERCE ST, WAVERLY, TN 37185-1726
Document Number3019
Book / Page211 / 198
Instrument DateAug 18, 2021
Instrument21003019
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$355.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 E COMMERCE ST, WAVERLY, TN 37185-1726

Mortgage

Document Number3020
DateAug 19, 2021
Instrument21003020
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateDec 06, 2018
Property Address419 E COMMERCE ST, WAVERLY, TN 37185-1726
Document Number0000003465
Book / Page000207 / 000193
Instrument DateNov 26, 2018
Instrument3465
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyCHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$301.55
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 E COMMERCE ST WAVERLY TN 371851726, WAVERLY, TN 37185-1726

Mortgage

Document Number3466
DateDec 06, 2018
Book Page000230/001061
Instrument3466
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 05, 2048

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$770.00 (+233.33%)$25,350 (+234.65%) Land $1,475 Building $23,875
2024$231.00 (+0.43%)$7,575 (-) Land $1,475 Building $6,100
2023$230.00 (+13.3%)$7,575 (+19.29%) Land $1,475 Building $6,100$101,400 (+299.21%) Land $5,900 Building $95,500
2022$203.00$6,350 Land $1,975 Building $4,375$25,400 Land $7,900 Building $17,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Tennessee
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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