420 E Chestnut St, Odessa, MO 64076 Property Records

Lafayette County property record for 420 E Chestnut St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1992
Lot Size	0.372 acres (16,217 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-1-003-113.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-1-003-113.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,294 sqft Living Area
Basement Area	1,294 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,217 sqft (0.372 acres)
Lot Dimensions	171 ft deep x 94.5 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	420 E CHESTNUT ST
City	ODESSA
State	MO
Zip	64076-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 JENNINGS 3RD ADDN; 745-73, 922-303, 937-696, 1164-244, 2013DR2210, 2014DR3720, 2023DR2160
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	JENNINGS THIRD ADD
Legal Lot Number	21
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	4
Census Block	4014
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 E CHESTNUT ST, ODESSA, MO 64076-1580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 3, 2014
Transfer Doc	0000043720
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	420 E CHESTNUT ST, ODESSA, MO 64076-1580
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR2161
Date	Jun 13, 2023
Instrument	2023DR2161

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	420 E CHESTNUT ST, ODESSA, MO 64076-1580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR1039
Date	Mar 18, 2020
Instrument	2020DR1039

Lender

Name	COMMUNITY MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00	$33,136 (+13.25%)	$174,400 (+13.25%) Land $19,800 Building $154,600
2023		$29,260	$153,999 Land $17,189 Building $136,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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