502 E Chestnut St, Odessa, MO 64076 Property Records

Lafayette County property record for 502 E Chestnut St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1994
Lot Size	0.224 acres (9,744 sqft)
Owner	Individual Name on Record
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-3.0-06-0-000-043.330`

Property Details

APN / Parcel Number

Primary APN	`22-3.0-06-0-000-043.330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,363 sqft Living Area
Basement Area	1,363 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,744 sqft (0.224 acres)
Lot Dimensions	120 ft deep x 81.6 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	502 E CHESTNUT ST
City	ODESSA
State	MO
Zip	64076-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 QUAIL CREEK SUBD; 766-169, 787-817, 830-565, 1056-2, 1110-770, 2011DR1070, 2011DR1894, 2012DR0469, 2017DR2079, 2017DR3
Legal Range	27
Legal Township	48
Legal Section	06
Legal Subdivision	QUAIL CREEK SUBD
Legal Lot Number	33
Jurisdiction	LAFAYETTE MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4006
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage HOUSING & URBAN DEVELOPMENT
Oct 10, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES HOME EQUITY INC
Jun 19, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
May 20, 2021	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 4, 2017	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Jun 6, 2017	Warranty Deed, Transfer LAFAYETTE COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021
Deed Sale	May 20, 2021
Prior Sale	Oct 4, 2017
Deed Document Number	2021DR2587
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR3229
Date	Sep 1, 2023
Instrument	2023DR3229

Lender

Name	HOUSING & URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	333 Months
Due	Jun 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3758
Date	Oct 10, 2017
Book Page	2017/3758
Instrument	2017DR3758

Lender

Name	PEOPLES HOME EQUITY INC
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR2425
Date	Jun 19, 2020
Instrument	2020DR2425

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 20, 2021
Property Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Document Number	2021DR2587
Instrument Date	May 19, 2021
Instrument	2021DR2587
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582

Mortgage

Document Number	2021DR2593
Date	May 21, 2021
Instrument	2021DR2593

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Oct 4, 2017
Property Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Document Number	02017/3663
Book / Page	2017 / 3663
Map Reference	PL 13 PG 71
Instrument Date	Oct 2, 2017
Instrument	2017DR3663
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jun 6, 2017
Property Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582
Document Number	02017/2079
Book / Page	2017 / 2079
Map Reference	PL 13 PG 71
Instrument Date	Jun 6, 2017
Instrument	2017DR2079
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LAFAYETTE COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CHESTNUT ST, ODESSA, MO 64076-1582

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00	$30,202 (+14%)	$158,960 (+14%) Land $17,020 Building $141,940
2023		$26,494	$139,441 Land $14,931 Building $124,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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